– Shopee Pinjam or SPinjam are cash loans offered to all Shopee users.
Loans submitted at SPinjam or Shopee Pinjam can be disbursed through your account by fulfilling several conditions that you must fulfill.
One of the conditions that you must meet to borrow at SPinjam is: tnever have a history of late bill payments for SPayLater features and others.
If your application is approved, there will be a notification that your loan application has been successfully approved by Shopee. Withdrawals from your loan application will be transferred directly to the bank account you listed.
For those of you who want to apply for a loan at SPinjam, you can follow the method to get a Shopee loan below.
Discussion on How to Get Shopee Borrow
The size of the loan that you will get at ShopeePinjam is not too big.
You only get a maximum of 3 million rupiah, while the minimum loan is 200 thousand rupiah.
Even though it is very small, the loan terms from Shopee are much easier when compared to applying for a loan from a bank.
In addition, you must complete the application file which you must prepare in advance.
Like the latest Shopee application, valid ID cards, face verification, have your own bank account and prepare emergency contacts.
If you want to apply for a loan and have completed several requirements, you can try the following ways to get Shopee Loans.
How to Get Shopee Borrow
1. How to Get Shopee Borrow Easily
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| How to Get Shopee Borrow Easily |
For now, Shopee Borrow is only for selected users.
Because SPinjam aims to provide cash loans, this SPinjam can only be activated by selected users. Come on, see how to get Shopee Loans quickly as follows:
- Open the Shopee application that you are using.
- On the Shopee app, click “I“.
- Then, select “Shopee Borrow” on the menu list.
- Then, click the button “Activate Now” on the Shopee Borrow menu.
- After that, enter the phone number if there is no phone number connected to the Shopee application.
- Then enter the requested OTP code.
- Next, enter 2 names and phone numbers for emergency contacts.
- Perform facial verification through the facilities provided.
- If your application is accepted, a congratulatory notification will appear along with the loan you will get.
ShopeePinjam is one of the extension features of ShopeePayLater which first appeared when compared to ShopeePay.
If you see, those who get the ShopeePinjam activation invitation are those who always use ShopeePayLater to make any transactions. In addition, Shopee Pinjam also gives you convenience even though the borrowed funds at Shopee Pinjam are very small when compared to other banks or finance.
Both have the same way of activation and use, it’s just a different designation.
The final word
Make sure that the mobile number you include can be contacted and that all the documents you filled out when filling out the form are complete. If your Shopee application does not appear the “menu”Shopee Borrow“, it means you have not been selected. If you are selected for a loan, make sure you pay your bill on time so you don’t delay in paying bills for SPayLater.
