Not many people know how how to check MSME assistance which should. Even though the steps are quite easy, it can even be done only by using a cellphone.
It is undeniable, since the Covid-19 pandemic in early 2022, many sectors have felt the impact. One of them, of course, is in the trade sector, which also involves MSME actors. Where not a few MSMEs or Micro, Small and Medium Enterprises have finally fallen.
Especially during the PPKM (Enforcement of Community Activity Restrictions) which forced everyone to stop activities that are usually carried out outside the home, with the aim of reducing the level of transmission of the corona virus.
On the one hand, PPKM is indeed profitable, unfortunately, for MSME actors, PPKM that is carried out continuously is a new problem. Consumers who used to buy their products not only decreased but disappeared. This is because everyone is trying to tie their belts tightly, so that expenses can be kept to a minimum.
Until now PPKM is still being implemented, but the level itself is quite varied in several regions. Even so, the increase in income has not yet felt a spike. In fact, the necessities of life must continue to be met, so that not a few MSMEs end up using business capital to make a living.
Fortunately, the government understands this condition, so that finally MSME actors get attention. A number of aids were provided and one of them was the MSME assistance program. Direct Cash Assistance (BLT) for UMKM itself has begun to be distributed in August 2022. Until now, assistance is still being distributed and has reached the second stage.
How to Check Banpres MSME Assistance
Before knowing how how to check MSME assistance, you should know more about what is meant by the BLT. Commonly also called BPUM or Banpres for Productive Micro Enterprises, this Direct Cash Assistance is in the form of business capital of IDR 1.2 million/person.
The budget issued by the government for this aid program reached Rp 15.36 trillion. Which is aimed at 12.8 million MSME players in this country. Everyone who has a small and medium business, is entitled to this government assistance.
BPUM’s Goals and Benefits
With the additional capital from BPUM, it clearly provides benefits. Where assistance can make the business they are running survive or can be used to restart a business that was previously hampered.
As reported by Liputan 6.com, Iwan Faisi, Assistant Deputy for Cooperatives and MSMEs at the Coordinating Ministry for the Economy, expressed the opinion that, “With the existence of BPUM, it is able to have a tremendous effect. It is proven by data from BPS (Central Statistics Agency) which mentions the addition of business actors, up to 760 thousand. Not only that, there is also data that there are 4.5 million informal employees who have increased,” he said.
This means that BPUM is believed to be able to greatly help the economic recovery of the Indonesian people. In this case, of course, support for medium-sized businesses.
Tips for Getting and How to Check MSME Assistance
To be able to check whether or not you got help is actually quite easy. But first make sure that you meet the requirements, such as:
- Requirements met
If you want to get BPUM automatically transferred through this bank account, then you should have met a number of requirements, including:
- Indonesian citizen who already has an e-KTP
- You have a business as evidenced by a BPUM letter, which is accompanied by evidence of attachments.
- You are not an ASN, BUMN or BUMD employee, nor are you a member of the TNI or Polri.
- Make sure you are also not receiving KUR (People’s Business Credit).
Registration can be done at the Small and Medium Enterprise Cooperative Service located in each of your districts or cities. The requirements that you have completed, should be placed in a folder, to make it easier to collect, also not easily scattered.
In addition to registering with the SME Cooperative Service, you can also collect files at the kelurahan where you are registered. You should also attach a photo of your place of business.
MSME actors who have met the requirements, can then disburse BPUM. It begins with a short message sent by the designated bank, be it BRI or BNI. Usually the message sent contains information on the disbursement of funds that you can do.
For further how to check MSME assistance You can go to the bank. Make sure not to forget the requirements that must be brought, such as e-KTP, Family Card, to the SKU or NIB that has been registered. photocopy.
Next you will be asked to fill out an accountability sheet accompanied by a signature. After that, the bank officer will verify the data. It doesn’t take long, you can withdraw the BPUM that is your right.
If you don’t have a savings account book, the bank will help create one. Meanwhile, if you already have it, then the account number will be transferred automatically. Withdrawals can be made at an ATM or at teller bank.
The first phase of disbursement, namely in 2022, each MSME actor received assistance of Rp. 2.4 million which was disbursed without being charged any fees. Next is the second stage of BPUM which can be disbursed in the first quarter in 2022. However, the amount obtained is different, namely Rp. 1.2 million, so that when added up, each MSME actor is entitled to Rp. 3.6 million.
How to Check BPUM Disbursement via WL
How to check MSME assistance can also be done without having to visit the designated bank. You can check independently, for BRI Bank, it can be done in this way:
- Go to eform.bri.co.id site
- Enter ID card number
- Type the verification code in the box provided
- Tap on the ‘process inquiry’ button, it doesn’t take long, you can find out whether you have entered the beneficiary or not.
If your data already exists, then you can immediately make the disbursement. Then what if you are an MSME actor who registers but your NIK is not listed. You don’t need to worry, because you can report to the organizers, because your data may still be in the verification process, so it takes a little longer than other MSME actors.
Data not found
How to check MSME assistance above will not apply if you do not meet the requirements for assistance. In addition, it could also be due to two registrations that use the same data, which causes confusion during the verification process.
So that you can get BPUM, then you should immediately check the requirements needed again. If possible, correct the data whether it’s an identity card, or a Family Card.
Report a Complaint
Until now, the second phase of BPUM disbursement is still ongoing. However, in fact there are still MSME actors who state that they have not received any assistance. For that, you can also try to file a complaint in this way:
- Call the Kemenkop call center at 1500587
- Send a message to 08111450587 via WhatsApp
- Send a complaint email to [email protected]
You can also complain to Kemenkop UKM’s Instagram social media on the @KemenkopUMKM account. Submit your complaint until you can get an acceptable explanation.
How to Register SMEs
Even though BPUM has reached the second stage, in fact there are still MSME actors who have not yet received it. One of the reasons could be because you are not registered with the relevant agency. For that, please register as follows.
- Use a search engine and go to the oss.go.id site on your electronic device.
- Sign in by creating an account, if you already have one, but if you haven’t then you can create it first in the registration menu.
- Continue by tapping the “Business Licensing” menu.
- Then click the “Individual” option.
- Next you will be asked to fill in a number of data listed in a form. Fill in the data correctly and according to the type of business you are starting.
- Once done, proceed by tapping the “Save and continue” button.
- Next you can complete other required data by tapping the “Add Business” option.
- Finish by tapping the “Save and continue” button.
- Then on the business infrastructure commitment form, here you can apply for a location permit and environmental permit used by your business. And this only applies if your business is included in the small business group.
- Then click the “Next” button.
- Make sure you double check the data summary, here you can see whether the data entered is correct or not.
- Put a tick in the column disclaimer and click “NIB Creation Process”.
If your NIB is already available, that means you can register for the BPUM government assistance program. You need to know that there are three types of businesses that fall into the MSME category that can get social assistance, including: micro businesses, small businesses, and medium businesses.
The turnover of micro businesses is around Rp. 300 million in one year. Meanwhile, the maximum net assets are IDR 50 million excluding land and buildings.
The next category that can get BPUM is small businesses that have a net worth of IDR 50 million to IDR 500 million. Meanwhile, sales in one year range from Rp 300 million to Rp 2.5 billion.
It is called a medium-sized business if it has a net worth of IDR 500 million in one year. Then the turnover of his own business is obtained from Rp. 2.5 billion to Rp. 50 billion within 12 months.
From the explanation above, you should already know how to check MSME assistance, right? Next, you just need to know what is the cause, why you haven’t gotten help yet.
Meanwhile, if you have received and will receive BPUM assistance, it is best if these funds are used as well and wisely as possible. Because after all, this government assistance is aimed at rebuilding and strengthening the business you are building.
Well, that’s him how to check MSME assistance what you can do. In fact, it is quite easy to find out whether your name has been included in the BPUM program or not. Once again, don’t be discouraged if you haven’t received assistance, try registering yourself at the local cooperative service and include your NIB. Hope it is useful.
Also Read: How to Register MSMEs
