BSI Mobile APK – When the Bank Syariah Indonesia application is already on the google playstore, you can start using the application. This application is called BSI Mobile. By using BSI Mobile, you can access various Islamic banking services provided by Bank Syariah Indonesia. if you don’t have a sharia bank account, you can read the article on How to Open a BNI Syariah Online Account in 2022 on this blog.
Bank Syariah Indonesia is actually a merger of three giants of Islamic banking, namely PT Bank Syariah Mandiri (BSM), PT Bank BNI Syariah and PT Bank BRI Syariah Tbk (BRIS). PT Bank Syariah Mandiri has the largest shareholding, so that the largest control is held by PT Bank Syariah Mandiri.
Indonesian Islamic Bank Application
BSI Mobile App make it easier for customers to carry out various financial transactions. However, if you are not careful, the risk that lurks is very large.
Mobile Banking Syariah Bank Indonesia, is mobile app banking from Indonesian Sharia banks, which can be used for all your transactions!
If today’s banking sector does not issue digital services that can simplify the banking business process, it is not complete.
BSI Mobile Mobile App
The Bank also issues digital services through a mobile application called BSI Mobile.
The application has basic functions that are usually always present in mobile banking applications, such as checking balances, transfers, payments, etc.
In addition, the BSI Mobile application can also check the location of the nearest mosque, Qibla direction, gold investment through e-mas, etc.
The BSI mobile application can be downloaded for free on the PlayStore and AppStore. Once you have downloaded and installed the app, open the app.
First, you will be asked for permission so that the application is allowed to make phone calls, take pictures and record videos, access the contact list on your cellphone, access photos, media, and files on your cellphone, and record audio.
Tap ‘Allow’ if you allow, and ‘Deny’ if you don’t.
After confirming some of the things above, you will be directed to the home page of the BSI mobile application. Before you can access the menu on the homepage, a pop up will appear asking if you want to create an account at Bank Syariah Indonesia, or if you already have an account, you will be directed to the activation page.
- Activation: You are asked to enter an activation code that will be sent to your cellphone via SMS.
- BSI Mobile application registration: prepare identity (KTP/passport) and a savings account number.
The appearance of the BSI mobile application is quite attractive and neat with the dominance of turquoise and orange colors.
The Service Menus Offered by the BSI Mobile Application include:
- Account Info. This menu is for viewing balance information, mutation list, mutation date, portfolio information, scheduled transaction list, and notification registration.
- Transfer. For customers who wish to transfer money through the BSI mobile application, transfers between BSI accounts and between banks can be made, access QRIS payments, and cash withdrawals.
- Pay. Through the BSI mobile application, customers can pay PLN postpaid, pay telephone/mobile/Telkom bills, pay tuition fees, insurance, internet/cable TV, e-commerce, share/donation, BPJS contributions, pay hajj and umrah, MPN, PDAM bills , and multiple payments.
- Buy. A special Buy menu is provided so that customers can buy prepaid cellphone vouchers, prepaid PLN (electricity tokens), top up e-money, buy data packages, stream videos and music, pay aqiqah, request OTP debit cards, and Google Play vouchers.
- Islamic Service. Interestingly, the BSI Mobile application provides Islamic services that contain Juz Amma, Juz Amma per verse, Wisdom, and a qurban calculator.
- Share – Ziswaf. Customers who want to give charity or donate, pay zakat, infaq, donate at Kitabisa, Dompet Dhuafa, can access this menu.
- Gold. Buy gold or pawn gold, you can use the BSI mobile application.
- Favorite. Put the menus that you often do in the favorites menu for faster access.
- Cash withdrawal
- Open Account. Customers can open Hajj savings, easy mudharabah savings, easy wadiah savings, and autosave savings in this menu.
- Top-up e-wallet. Menu for refilling e-wallet balance (OVO, Dana, LinkAja, Gopay, etc.)
- E-Commerce
- Scheduled transactions
- Keyboard. The BSI keyboard allows app users to check account mutations, balance information, and transfers more easily.
In addition to the menu above, the BSI mobile application also provides a menu for ATM locations and BSI branch offices. In addition, for those of you who don’t want to miss prayer times, this application also provides complete and special information in a separate menu.
In general, the BSI mobile application is very complete. Just one application to meet your daily needs.
Indonesian Islamic Bank Application Features
There are many features provided by this mobile bsi application, most likely the features in the Indonesian Islamic bank application are not inferior to other mobile banking features, because we have not installed and do not understand these features, the admin refers to other website sources.
The main page of BSI Mobile has a different appearance from the old BSM Mobile, the design material used is uniform with the theme that was built, namely blue with an easy combination of orange, and the use of menu icons is smaller than before, you can see the menu as below
There is no difference in the main default menu, it remains the same as the old one starting from Account Info, Transfer, Pay, Buy, Islamic Services, Ziswaf-Sharing, e-mas, Favorites, Cash Withdrawal, Open Account, Top Up eWalet, E-Commerce and Transactions scheduled.
The side menu on BSI Mobile has not changed at all, it’s just that the menu icon design has changed, and is simpler.
There is no difference between the bottom menu on BSI Mobile and the old one, still using the Home menu, Prayer Times, ATM Locations, and Help Menu.
BSI Mobile 2022 Application Features
The features and functions are still the same, namely adopting from Mobile Banking Syariah Mandiri, only the change lies in the material design used.
The steps and steps on the menu used are also the same, there are no significant changes, and coincidentally the author only often uses the Transfer menu, Account Info and E-Commerce.
Currently, for the needs of independent sharia mobile banking transactions, it can still be used as usual, it’s just that there is an update to the system, design and appearance which is now BSI Mobile, there may be some mobile devices that experience force close when running after the update, this is normal, because still adjusting the system used by the developer bank.
After reading the features of the Indonesian Islamic bank application, we try to compare other features in the mobile banking android application which we quoted from https://www.bnisyariah.co.id/id-id/ebanking/mobilebanking..
Mobile Banking is a 24-hour banking service that we provide for those of you who have high mobility. You can do banking transactions via mobile phones that are connected to the internet network.
Mobile Banking services have many features and provide convenience, comfort and security for you.
Convenience
| Transaction Type | Transaction Features |
| Non-Financial | |
| 1. Account | Latest Transaction Balance Information. Account Movement. |
| 2. Transfer | Add Destination Account. |
| Financial | |
| 1. Fund Transfer | Transfer between BNI/BNI Syariah accounts. Online transfer (between banks via Bersama). |
| 2. Payment. BNI Credit Card | BNI Visa, Hasanah Card and BNI MasterCard. |
| b. Non BNI Credit Card | AMEX, ANZ Indonesia, BRI, Bukopin, Citibank, Danamon, HSBC, Mega, Niaga, Panin, Permata/GE, Standard Chartered. |
| c. Phone bill | Esia, Flexi, Halo, Matrix, SmartFren, StarOne, Telkom, Tri, Xplor. |
| d. Electricity bills | PLN. |
| 3. Purchase of Phone Credit. | Axis, Esia, Flexi, IM3, Mentari, SmartFren, Telkomsel Voucher, XL Voucher, XL Extra. |
| TRANSFER | |||
| Transaction Type | Per-One-Time Transaction | Per day | |
| Minimum | Maximum | ||
| Transfer between BNI/BNI Syariah Accounts | IDR 1,- | IDR 100,000,000,- | IDR 100,000,000,- |
| Interbank transfer | IDR 1,- | IDR 10,000,000,- | IDR 25.000.000,- |
| clearing | IDR 1,- | IDR 101.000.000,- | IDR 101.000.000,- |
| RTGS | IDR 100,000,001,- | IDR 101.000.000,- | IDR 101.000.000,- |
| Pension Fund Transfer | IDR 50,000,- | IDR 100,000,000,- | IDR 100,000,000,- |
| OTHER TRANSACTIONS | |||
| Feature | Max. Limit Per Transaction | Max. Limit Per Day | Frequency |
| Credit Card Payment | As Billed | Unlimited | Unlimited |
| Bill payment | As Billed | Unlimited | Unlimited |
| Credit Purchase | According to the Credit Denomination from the Telkom Provider | IDR 2.000.000,- | Unlimited |
| Transaction Type | Customer Account Charges |
| Balance Inquiry :Savings Account. Current Account. | Free of charge |
| Billing Inquiry:BNI Credit Card, Telkom, Halo Card, Matrix Card, StarOne Card, Xplor Card, Flexi Classy/Home (Postpaid), Speedy, PLN. | Free of charge |
| Transfer to BNI Accounts (including to DPLK Accounts). | Free of charge |
| Transfer to Other Bank Accounts Online:Inter-Bank member ATM Bersama.Inter-Bank ATM member Link. | IDR 6,500,- |
| Credit Card Payment:BNI, AMEX, Citibank, Standard Chartered, ANZ (Indonesia), HSBC, Niaga, Permata (GE Finance), Danamon, Mega, Bukopin, Panin. | Free of charge |
| BRI Credit Card Payment. | IDR 7,500,- |
| Other Telko Payments:Hello, Xplor, Matrix, StarOne Postpaid, Esia Postpaid, Telkom Flexi, Tri. | Free of charge |
| Electricity Payment : PLN. | IDR 3,000,- |
| Refill phone balance :Telkomsel Voucher, Mentari, IM3, XL Voucher, XL Extra, SmartFren, Flexy Trendy, Esia, Tri (3) Prepaid, Axis. | Free of charge |
Download the Indonesian Islamic Bank Application
You can easily download the BSI Mobile application through the Google Play Store and Apple App Store.
If you want to enjoy a variety of convenient Islamic banking services, you only need to download BSI Mobile.
The following is the link of the BSI Mobile APK downloaded via the Play Store [ https://play.google.com/store/apps/details?id=com.bsm.activity2&hl=en&gl=US]
Below is the link to download the BSI Mobile app via the App Store [https://apps.apple.com/id/app/mandiri-syariah-mobile/id1410072458]
How to Use BSI Mobile APK Bank Syariah Indonesia
How to use this mobile application is not much different from other mobile banking applications.
The BSI Mobile application has a very simple interface, so you will not feel confused when using the application. If you want to trade, you just need to click on the desired trade menu.
Fill in the transaction you want to make through this mobile application in the transaction column. To be able to make transactions, of course, you must enter the PIN from an Indonesian Sharia bank account.
The final word
So, that’s a little bit about this BSI mobile Apk mobile application. It is hoped that the existence of Islamic Banking Applications in Indonesia can encourage the development of Islamic banking.
