MSME Registration Requirements – Maybe very few people know how to seek help with MSMEs. It turns out that the procedure is very simple, you can also do it only with your cellphone.
It is unavoidable, not a few MSME sectors have felt the impact of losses since the Covid-19 pandemic that occurred around the beginning of 2022.
For example, the trade sector which involves MSME entrepreneurs. A small number of MSMEs, many micro and small businesses eventually experience a downturn.
In particular, the implementation of Community Activity Restrictions (PPKM) is being carried out in order to stop all activities that are usually carried out outside the home, with the aim of reducing infection with the Covid-19 virus.
On the other hand, PPKM is useful. Unfortunately, not for MSME entrepreneurs, PPKM is a new issue that continues to run.
Consumers who have purchased goods or services not only decrease, but also disappear. This is because every society tightens their belts to keep costs to a minimum.
So far, PPKM still exists, but levels vary widely for some regions. However, revenue growth has not been boosted. In fact, there are many MSMEs that must be run in order to fulfill their livelihood needs in order to earn a living from working capital.
Fortunately, the government understood the situation, and MSME entrepreneurs ended up using the venture capital. Various supports were provided, including the MSME support program. In August 2022, the distribution of Direct Cash Assistance (BLT) to MSMEs itself began.
So far, assistance is still being provided and is at an advanced stage. The following will explain further about MSME Registration Requirements.
MSME Registration Requirements, MSME Assistance from Banpres
In order to know how to get MSME assistance, we need to first know what BLT is. Direct cash assistance is also known as BPUM or Banpres. The Productive Micro Business is in the form of working capital of IDR 1.2 million/person.
The government has spent Rp. 15.36 trillion on this program. The target is 12.8 million MSME entrepreneurs in the country. Anyone who owns MSMEs has the right to get it for this support from the government.
Benefits and Objectives of BPUM
The existence of additional capital from BPUM, of course gives benefits. Assistance can also keep a business going, or it can be used to re-start a previously inactive business.
The Cooperatives of the Coordinating Ministry for Economic Affairs and the Deputy for MSME Representatives commented that this was evidenced by BPS data (Central Bureau of Statistics) with an additional 760,000 agents.
Not only that, there is data that up to 4.5 million non-formal employees have increased. This means that BPUM is believed to be able to provide great support for the economic recovery of the Indonesian people. Of course, in this case support for MSMEs.
Tips and Requirements for Registering SMEs
It’s actually pretty easy to see if you’re getting help. But first, make sure you meet the prerequisites. For example, if you want to receive BPUM which is automatically transferred from your bank account, you must meet several conditions.
You must be an Indonesian citizen who already has an eKTP. You have a business that is certified by a BPUM letter with attached evidence.
You are not an ASN, BUMN, or BUMD employee, nor are you a member of the TNI or Polri. Please do not also get KUR or People’s Business Credit.
Registration can be done at the Small Business Cooperative Service in any district or city. The requirements you fill out should be in a folder for easy collection.
Nor can it be easily distributed. In addition to registering for SME cooperation services, you can also collect files in villages registered in Indonesia.
You must also include a photo of your office. The process of paying compliant MSME actors can pay BPUM. Starting with a short message from the designated bank, be it BRI or BNI.
The message that is sent usually contains information about the withdrawal of funds that you can make. For more information, you can visit your bank to check MSME support.
Don’t forget to bring a photocopy of your eKTP, Family Card, SKU, own NIB, etc. You will then be asked to sign your account statement. The bank officer then checks the data. Soon, you can take your liquid BPUM.
If you don’t have a savings account, the bank will help you create one. If you already have it, your account number will be automatically transferred. Withdrawals can be made at ATMs or bank counters.
In the first payment stage, 2022, each MSME actor received assistance of Rp. 2.4 million which was given free of charge.
In addition, the second-tier BPUM can be paid in the first quarter of 2022. However, the amount received is different, namely Rp. 1.2 million, so that each MSME actor is entitled to a total of Rp. 3.6 million.
How to Check BPUM Disbursement via Mobile
You can get MSME assistance without having to go to a designated bank. You can check it individually with Bank BRI by visiting the website eform.bri.co.id.
Please enter your ID number then enter the verification code in the field provided and tap the Process Request button to see if you have entered the recipient in a shorter time.
If the data is available, you can immediately make a payment. If you are a registered MSME actor but your NIK is not registered, you can contact the contact.
Contact the organizer because the data may still be in the validation process. Therefore, it takes a little longer time than other MSME entrepreneurs.
Data Not Found
If you do not meet the eligibility requirements, the above MSME assistance check method does not apply. In addition, there are two registrations with the same data, which can cause confusion during validation.
To receive BPUM, you must immediately reconfirm your requirements. If possible, correct the data regardless of whether it is an ID card or family card.
Requirements for registering MSMEs, Reporting Complaints
In fact, there are MSME actors who claim that they have not received assistance. To make a complaint, you can file a complaint by contacting the Kemenkop call center at 1500587.
Or send a message to 08111450587 via WhatsApp, then send a complaint email to [email protected] Complaints can also be made through an account.
Namely on the @KemenkopUMKM account on the Kemenkop UKM Instagram social media. File a complaint until you have an acceptable explanation.
How to Register MSME
Indeed, BPUM has finished in the second stage, but there are still MSME entrepreneurs who have not yet received it who may not be registered with the competent authority.
For that, login using a search engine to access the oss.go.id site if you already have an account. But if not, you can create an account first from the registration menu.
Tap the Business License menu to continue. Then click on the Private option. You will then be asked to enter the data set listed in the form. Please enter the details of the industry you wish to set up.
Once done, tap on the Save and Continue button to continue. You can then tap on the Add Company option and enter any other required information. Tap the Save and Continue button to end the process.
You can then apply for a company location and environmental permit in the operational infrastructure obligation form. And this only applies if your company belongs to a smaller group of companies.
Then click the Next button. Be sure to check the summary of the data. Here you can check if the data you entered is correct.
Check the Disclaimer column and click the NIB creation process. If the NIB is available, you can enroll in the BPUM State Assistance Program. So, I hope the info is useful!
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