Samudranesia.id – Currently Shopee offers payment facilities in the form of SMS banking. SMS banking is a bank facility that aims to make it easier for users to make online transactions. So later, you can pay Shopee via SMS banking to pay off the order payment.
Actually, there are many payment methods at Shopee including via ATM/Bank, Alfamart/Indomart minimarkets. mobile banking and others.
But compared to others, the use of SMS banking is more practical. because the payment process does not require an internet connection.

The use of SMS banking is certainly inseparable from the advantages and disadvantages, whether due to provider or bank factors.
Therefore, you must find out and study it, so that the SMS banking transaction process can run smoothly.
The following are Shopee overpayments via SMS banking:
Can make payments without an internet connection.
So, the Shopee payment method via SMS banking is suitable for those of you who live in remote areas.
In addition, this method is a solution for those of you who live in areas with low internet quality or have difficulty getting an internet connection.
If you are in such a condition, you can use SMS banking to make online payments, without the hassle of moving places to get a good internet connection.
No need to come to the bank.
You just need to make a transaction via smartphone, when a notification comes in the form of an SMS telling you the amount of payment that must be paid off.
All of this can be done at home or wherever you are and at any time.
Meanwhile, the disadvantages of paying Shopee via SMS banking are as follows:
There is an SMS fee in the form of credit during the transaction.
It’s different if you pay using mobile banking, you don’t have to pay SMS fees.
But don’t worry, even though there are sms fees, the costs are not that big. Each type of provider has a nominal fee of each. but the price is still quite affordable.
Depends on the signal on the cellphone
The transaction process will be delayed, if the provider you are using does not get a signal. Like it or not, you have to wait until there is a signal to continue the pending transaction process.
Payment Terms Shopee via SMS Banking

Processing SMS banking transactions is certainly not original. You must first understand the procedures or requirements of the bank you are using before making SMS banking transactions.
The following are shopee payment terms via SMS banking that need to be considered:
- Make sure you use a mobile number that has been registered on the server and the SMS banking system. Because if you use a different number, the SMS banking transaction process cannot be done.
- Before proceeding with the SMS banking transaction process, make sure you have registered for SMS banking at the customer service bank you are using. You can find out how through Google or come directly to the bank teller.
- First, understand how to pay Shopee via SMS banking, before making a payment. You can read how through the official Shopee website.
- Make sure you have enough credit to send SMS. Because there is a fee for receiving and sending via SMS Banking and the fee is automatically deducted from the credit.
- Already know the format of sending SMS and the number of destination for sending, because each bank has a different SMS format and policies.
How to Pay Shopee via SMS Banking (All Banks)
There are several ways that you need to pay attention to when making Shopee payment transactions via SMS banking.
If you are confused and don’t know the order of SMS banking transactions, you can follow these steps, so you don’t make mistakes during the payment process.
The following is the order of how to pay Shopee via SMS banking which is easy to apply:
- Open the Shopee application to place an order for products, by typing product keywords in the search field.
- Choose the product you need, read the product review first, if you can chat with the seller to ask for product stock or a more detailed product description.
- Next, you will be redirected to the purchase page to process the payment, there are products purchased, product prices, and the total cost that you have to pay.
- You can enter a voucher if you have one. Vouchers can be in the form of free shipping and product discounts. Make sure you enter the voucher before clicking the check out/make order button.
- After that, select a payment method. Because here I want to know how to pay Shopee via SMS banking, so as an example here, use BRI bank.
- When the choice of payment method appears, select the “BRI bank transfer” menu which is checked manually, click “confirm”, after returning to the purchase page scroll down to click the “make order” button.
- After the order is made, you will be sent an account number to make a payment transaction and there is a fee amount to be paid.

- In this section, you can double-check the SMS format used, because each type of bank used will have a different SMS format. You can find out via Google.
- If the BRI bank SMS format is: TRANSFER (space) Destination Account Number (space) Payment Amount (space) BRI SMS Banking PIN. Send to number 3300
- Make sure when you send an SMS using a mobile number registered in BRI SMS Banking, don’t use a different number.
- After sending the SMS, your credit will be automatically deducted to pay the SMS fee of around RP.250, and your payment transaction will also be processed.
- You can also check whether the payment has been successful or not, via your Shopee account in the order status. If the payment is successful, the order status will automatically change to “packaged order”.
If you want to use another bank, you can apply the method above as well, but at step number 8, you still have to find out first what the SMS format is. Because the SMS format and the destination number/recipient number for each type of bank are always different
If you have followed the payment method above, you just have to wait for the order to be sent by the seller to your home.
If the order has arrived, don’t forget to record the unboxing video and photos. You can use this data to refund products if the condition of the product is damaged, and it is used to provide product reviews or reviews as an assessment from buyers to sellers.
Conclusion
You are free to choose which type of payment method you want, just adjust it to your needs.
If you need a payment method without an internet connection, due to regional conditions that do not allow using the internet, then you can use SMS banking.
But you also need to remember, if paying Shopee via SMS banking is not free, you have to pay according to the provider rate you use to send one SMS. And pay handling fees or admin fees, every time you make a payment transaction of Rp. 1,000.