Rancakmedia.com – How to use kredivo on shopee there are many ways of credit or installments. One of them is using Kredivo. Please refer to the following information on viralorchard.com for those who are interested in how to use Kredivo on Shopee.
Purchases are more attractive to the Indonesian people through credit or installments. Many Indonesians believe it is easier to buy things through credit and savings payments.
Now in this day and age it will be easier for you to buy credit items because the marketplace that offers this payment method already exists. Shopee is one of the marketplaces where users have a credit payment method.
Shopee users can use credit payments, such as credit and non-credit cards, in various ways. Users can do this with a non-credit card by selecting the Kredivo payment method.
It is also easier for users to make purchases at Shopee through Kredivo because it is available at the nearest Alfamart or Indomart minimarket, making installment payments easier. You can also choose a payment term ranging from 30 days, 3 months, 6 months, to 12 months.
Tutorial How to Use Kredivo on Shopee
However, Shopee users must already have a Kredivo account to use the Kredivo payment method and must activate their personal data.
Kredivo Shopee Payment Terms
Not all Shopee users can use the Kredivo payment method. Because this payment method is only open to Shopee users who are domiciled in the JABODETABEK, Bandung, Semarang, Surabaya, Denpasar, Palembang, Medan, Yogyakarta, Malang, Solo, Makassar, Sukabumi and Cirebon areas.
In addition, you must be at least 1 year old and an Indonesian with a fixed income of at least Rp. 3 million per month to take advantage of Kredivo. You can create a Kredivo account if you meet these requirements through an app accessible to both Android and iPhone users.
The Kredivo account registration procedure is very simple. If the application is approved, you will get a credit limit, which can be used as payment for Shopee. Please refer to the following information to find out how to use kredivo.
Download the Kredivo application via PlayStore or AppStore
- Please open the Kredivo application and select the Start menu if the application has been successfully downloaded.
- Then select the ‘Credit List’ menu at the bottom and select the ‘Agree’ menu for data collection to be used for the test procedure.
- Please select the type of Kredivo account according to your needs. There are two different accounts, namely a basic account with a limit of IDR 300.000 and a premium account with a maximum limit of IDR 30,000,000 (NPWP required)
- For registration on a basic account, you must meet the requirements for an ID card, a minimum salary of IDR 3,000,000 per month and domiciled in Indonesia. If you agree to these terms, select the “Continue” menu
- Please activate the Kredivo app to access your device’s location
- Please fill in the personal information column containing your full name, nationality, mobile number, email, mother’s biological name, last education, last education, marital status,
- Next, fill in the job information which includes job status, total working time, monthly net salary
- Please enter your home address via identity card. After all the data is filled in, select the “Send” menu.
- Take a clear picture of your ID card, take a clear selfie. Then, enter your e-commerce account, specifically the Shopee account, in the address area.
- Please select all terms and conditions of use for Kredivo
- If you have completed all the data, you select the “Send” menu.
- The registration procedure is complete and wait for Kredivo staff to check.
- If the registration is approved, you will get an SMS or email about the kredivo account that was successfully created and the loan limit.
Loan Installment Interest
Similar to “Shopee Credit with Akulaku”, how to use kredivo on shopee can be a direct credit option without a credit card. Interestingly enough, Kredivo offers interest-free payment facilities for 30 days and an interest rate of 2.95 percent monthly payment facilities for 3 months, 6 months and 12 months.
The interest rate is low enough to offer a credit card alternative. Of course it’s better to use a credit card than a credit card with 0 percent interest. But unfortunately it is very difficult to make a BCA credit card or other bank so not everyone can do it.
This payment method is also subject to a processing fee of 1.5% of the transaction amount other than interest. This fee also applies to payment methods within 30 days with a maximum transaction of IDR 3,000,000 and 0 percent interest.
How to Use Kredivo for Shopping
Kredivo offers Shopee with simple credit with no credit card requirements. This payment method can be used to purchase products with a minimum value of Rp. 1 million and a maximum value of Rp. 30 million. Then on Shopee, how do you use kredivo? Follow each step below to find out.
Make sure you already have a Kredivo account before buying on Shopee.
- Then simply search for the items you need and select the Kredivo payment method at checkout.
- The payment term and the amount to be paid each month must be determined.
- If the payment method has been set, the “Confirm” menu can be continued.
- You will be taken to the checkout page. If you are sure you can proceed by selecting the “Make Order” menu.
- You need to verify all your orders.
- Then you are taken to Kredivo for payment and read the terms.
- Please select the “Pay” menu if you are sure and understand.
- Your purchase information will be displayed next.
- At the bottom of the page, you can now login and register for a Kredivo account.
- You only need to enter your mobile number and Kredivo PIN for those who have registered.
- If so, you can select the “Login” menu
- You will then get a One Time Password (OTP) verification code to the registered mobile number.
- In the “OTP Enter” box, please enter the code and then click Confirm OTP.
- Next, a page about a successful Kredivo payment will appear and the “Ok” menu will be selected.
- Return to the Shopee dealer, and the status of the item you purchased will be “packed”
- Finally, please wait until the goal is reached for the item you purchased and don’t forget to pay the installments every month until the end of the term.
As long as the credit limit is sufficient, Shopee can easily and quickly use the Kredivo payment method. After successfully paying with Kredivo, you can view all information and installment status through the Kredivo application.
Conclusion:
Kredivo is a marketplace that offers credit and installment payment options. Kredivo allows users to purchase goods on Shopee via non-credit cards, such as credit and debit cards, in various ways. The user must have an Indonesian with a fixed income of at least Rp. 3 million per month to take advantage of Kredivo.
This service is only open to people living in the JABODETABEK, Bandung, Semarang, Surabaya, Denpasar, Palembang, Medan, Yogyakarta, Malang, Solo, Makassar, Sukabumi and Cirebon areas. Kredivo is an e-commerce credit card that allows users to pay for goods and services without using a credit card.
This service is available in Indonesia, but it’s so hard to get a BCA or other bank credit card that everyone can’t do it. Kredivo offers interest-free payment facilities for 30 days and an interest rate of 2.95 percent monthly payment facilities for 3 months, 6 months and 12 months. Make sure you already have a Kredivo account before buying on Shopee.
Then simply search for the items you need and select a payment method at checkout. If you are sure that you can proceed with selecting the “Make Order” menu, you will need to verify all your orders. You will then be taken to Kringivo for payment and read the terms.
