Samudranesia.id – When making bank transfers, transactions are not enough only from transactions between banks, but also between different banks. Now, to make it easier for you to make transfers, you need an interbank transfer code such as the BRI Syariah Bank code and other different types of banks.
Every bank in Indonesia has a special code as their identity that is useful to support the convenience of interbank transactions, as well as BRI Syariah. Customers who will send money from different banks, they must know the code of the Islamic bank.
However, the use of bank codes is required for inter-bank transactions via ATM. Because, if the transfer of funds is done via iBanking or mBanking, then there is no need for the code information because it has been automatically inputted by the bank.
BRI Syariah Bank Code 2022
The bank code is required to transfer funds to a BRI Syariah account to another bank from a BRI ATM. Currently, BRI Syariah has a bank code of 422.
Although there has been a merger into Bank Syariah Indonesia (BSI), the code for each previous bank account remains the same. For interbank customers outside BRI Syariah, they must include the three-digit code before entering the destination BRI Syariah account number.
Without including the BRI Syariah 2022 bank code, inter-bank transactions to BRI Syariah from any bank, whether BCA, BNI, Mandiri, will definitely not succeed. This transaction is not only valid for sending money via ATM, but also from other banking methods.
This code marks the identity of each bank and becomes a unique code on supplier site bank. This is why when making transactions with other banks, users must enter a three-digit bank code to simplify the transaction process.
Bank BRI Syariah Post Merger
Reported in ir.bankbsi.co.id, BRI Syariah officially changed its conventional banking activities to Islamic sharia-based banking activities on November 17, 2008. After the regulation, there was a merger between PT Bank Rakyat Indonesia (Persero) and PT Bank BRI Syariah Tbk in the following month.
The merger took effect on January 1, 2009. In 2012, BRI Syariah became a pioneer in Islamic banking in the world by providing mobile banking services that cover four digital markets, namely the Google Play Store for Android, the Apple Store for iOS, App World, and the Nokia Store.
In addition, on February 1, 2022, Bank Syariah Indonesia acquired BRI Syariah together with BNI Syariah and Bank Mandiri Syariah. With this, any customer who wants to transfer an account to BRI Syariah is required to use the code written above.
Bank Code Function
Not only BRI Syariah, all banks in Indonesia have their own unique codes. Bank code is issued by Bank Indonesia for the position of bank Indonesia. Meanwhile, the bank code for overseas will use the code swift.
The bank code makes the interbank funds transfer system easier to identify by each bank. For those of you who often make inter-bank transfers via ATM or SMS Banking, of course you are familiar with the use of these codes. But actually, what are the functions and uses of bank codes? Here’s the review.
1. Identify Each Bank
The code on the bank is used by each bank for the identification process, so transactions between accounts will not be successful without the code. The BRI Syariah Indonesia bank code is made to distinguish one bank from another, and is useful for avoiding transaction errors at the bank.
2. Ease of Transaction
The cult of the times has demanded all the conveniences, the bank code certainly answers that need. When you are going to transfer money between banks, including the bank code can help each bank to find out its rights and obligations when a 2-party transaction occurs.
3. Remittance Between Banks
Sending funds via ATM of course requires a bank code so that transactions can be processed. For example, if you want to transfer from a different bank, namely BNI to a BRI Syariah account, you must include the bank code 422 in front of the Syariah Bank account number, for example: 442456708974321565.
How to Transfer to a BRI Syariah Account
When sending money to a different bank account number, a bank code is required so that the transaction can be successful. Especially when the transfer is made through an ATM machine.
You must include the 3-digit BRI Syariah transfer bank code number in front of the destination account number. For those of you who don’t know, here are the steps for transferring funds to a BRI Syariah bank account number or from other banks.
1. Transfer Via ATM to BRI Syariah
Transfer to a BRI Syariah account can be an effective way for customers who do not have mBanking. Immediately, we see the following transfer guide.
- First of all, go to the nearest ATM machine.
- Enter the ATM directly on the machine.
- In the language selection, click Indonesian.
- Enter your ATM PIN correctly.
- Enter Bank BRI Syariah code 422 followed by the destination number
- Click TRUE on the screen and enter the transfer amount.
- Select YES and confirm your data transfer earlier.
- If it is correct, click YES/TRUE.
The transfer process is complete. Don’t forget to remove the card from the ATM if the transaction is successful and save the receipt for the payment you made earlier.
2. Transfer Via Mobile Banking to BRI Syariah
In addition to using an ATM machine, you can also transfer funds to BRI Syariah via mobile banking through the BRI Mobile application provided by BRI Bank. The trick is to just open the BRI Mobile application. After that, follow the transaction guide below.
- Previously, make sure you have installed the BRI Mobile application on your smartphone.
- Open the application, click the BRI Mobile Banking menu.
- Go directly to the TRANSFER menu.
- Select the Other Bank option on the available menu display.
- Then select Bank BRI Syariah with code 422.
- Enter the destination BRI Syariah account number.
- Also enter the transfer amount.
- When you are done and make sure there are no errors, click OK.
- Your account transfer has been successful.
Transfers via mobile banking will be easier and less error-prone because you don’t have to queue when making transactions. So if you don’t know what the BRI Syariah Bank code is, you can see it directly on the list of available bank codes without worrying about waiting for the next person.
3. Transfer Via Bank Teller to BRI Syariah
In addition to the two methods above, you can also easily make transfers from other banks to your BRI Syariah account via a teller or visiting a branch office. Usually, customers who send large amounts of funds on the same day have to visit the nearest branch office.
This is because money transfers between banks via ATMs have a smaller transfer limit than money transfers via tellers. This method can also be a solution for those of you who do not have a bank account or the amount transferred exceeds the daily limit. Just look at the following steps.
- Visit the nearest BRI Syariah Bank branch office. Because currently BRI Syariah has been acquired by Bank Syariah Indonesia (BSI), then you can also visit the closest BSI branch office. Also prepare an interbank transfer administration fee of IDR 6,500.
- Take the queue and fill out the money transfer form. Complete the form with complete personal data, the destination BRI Syariah account number, and the nominal amount of money to be transferred.
- Wait some time until your name/queue number is called`
- After being called, submit the form to the teller so that the transaction can be processed. The teller officer will calculate the money you will send according to the form filled out.
- If the transaction is successful, the teller will provide a proof of transfer that you need to sign.
- The transaction is complete. Save the proof of transfer as proof of a successful transaction.
4. Transfer money when the bank is closed
The last method that is rarely known by people is BRI Syariah bank transfers when the bank is closed. It is possible that you will need to make a transaction when the bank is closed. So that you can still transfer money even if you don’t have an account, there are several ways you can do it.
This alternative is to use postal money orders through minimarkets which are open 24 hours non-stop. This option can help you send money without having to have an account. But of course there is an administration fee in every transaction. For that, understand the terms and conditions first.
List of Islamic Bank Codes in Indonesia
In addition to the BRI Syariah Bank code, there are several other types of Indonesian banks that provide Islamic sharia-based services or facilities. For those of you who need an inter-bank transfer with the aim of BRI Syariah Bank or other BSI banks, of course you have to know the Indonesian Syariah Bank code first.
The following are the codes for Bank Syariah Indonesia and other Islamic banks in Indonesia for inter-bank transfer purposes.
| Bank name | Bank code |
| BSI (Indonesian Islamic Bank) | 451 |
| Bank Muamalat Indonesia | 147 |
| Bank Aceh Syariah | 116 |
| Mega Syariah Bank | 506 |
| Bank BJB Syariah | 425 |
| BTPN Syariah Bank | 547 |
| Bank BCA Syariah | 536 |
| Sharia NTB Bank | 128 |
| Panin Dubai Sharia Bank | 517 |
| Aladdin Sharia Bank | 947 |
| KB Bukopin Syariah | 521 |
| Victoria Sharia Bank | 405 |
In addition, the following are bank transfer codes for Sharia BPD and Sharia Business Units (UUS):
| Bank name | Bank code |
| Sharia Permata Bank | 013 |
| Bank Danamon Syariah | 722 |
| Bank BTN Syariah | 200 |
| Bank OCBC NISP Syariah | 028 |
| Sharia Commercial Bank | 022 |
| Bank DKI Syariah | 724 |
| Bank Sinarmas Syariah | 734 |
| Bank BPD DIYogyakarta Syariah | 112 |
| Sharia East Java Bank | 114 |
| Sharia Central Java Bank | 725 |
| Bank Jambi Syariah | 115 |
| Sharia North Sumatra Bank | 117 |
| Bank of West Sumatra Syariah | 18 |
| Bank of South Sumatra and Bangka Belitung Syariah | 120 |
| Bank Riau and Riau Islands Syariah | 119 |
| Sharia East Kalimantan Bank | 124 |
| Sharia South Kalimantan Bank | 122 |
| Bank West Kalimantan Syariah | 123 |
| Sharia Bank of South Sulawesi and West Sulawesi | 126 |
That’s a list of codes for Bank Syariah Indonesia and various other types of Islamic banks in Indonesia. Know the bank code number for interbank transfer purposes. All bank codes can be seen directly on ATM machines, internet banking, mobile banking, SMS banking, and other channels.
That way, transfers from different accounts to BRI Syariah can take place faster as long as you know the BRI Syariah Bank code 422. The transfer process can also be easier, smoother and prevent unwanted obstacles.
