Rancakmedia.com – 7 Types of the best and profitable investments, see more. Investment is one of the most common words in the financial sector of the economy. In fact, the idea of investing is an investment activity that hopes that the owner of money can benefit from his investment in certain ways. Investors are people who make investments. This word is used for individuals who invest in a company. What types of investments are there?
There are many types of investments, ranging from stocks, mutual funds, gold peer to peer loans, time savings, robot advisors, unit connections, forex and assets such as homes and flats. There are other types of investments, such as cryptocurrencies, which are popular overseas in Indonesia.
Investment can also be viewed from many angles, ranging from timing, impact and funding sources. You can see the types of investments and their explanations as described below.
7 Best and Profitable Types of Investmentssee the explanation below.
Investing for the Short Term
This type of short-term investment is determined by the profit after 3 to 12 months and it is easy to resell the investment instrument. The disadvantage, however, is that the gains are smaller. There are many types of short-term investments, namely:
Bank Deposit
Deposits may be the perfect option for individuals who want to try investing for the first time. One reason is that there is no danger. This is very easy to do because you have to go to the bank and there is money flowing into your account every month from deposit interest and high interest rates ranging from 5-8 percent per year.
However, if you choose to deposit, only when the maturity period has expired can you withdraw money. Well, if you are forced to withdraw money before the specified due date, you generally have to pay a fine or fee. A typical tenor is between 3 and 12 months.
mutual funds
Mutual funds are investment tools that collect funds from several participants and turn them into capital market investment instruments. The five types of mutual funds in mutual funds are fixed income mutual funds, money market mutual funds, equity mutual funds, index mutual funds, and mixed mutual funds.
Each mutual fund has its own advantages and disadvantages. When choosing a mutual fund, it is important to check your risk profile before buying it, research the mutual fund product you want to choose and analyze its track record.
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Precious metal or gold bullion
Gold bars are many other examples of short-term investments. This type is suitable for those of you who want a concrete investment. Every year, the sales value is generally easy to grow, the risk of gold investment is minimal and the value tends to be fixed. Then why gold bullion? Because gold bullion is purer and its weight is appreciated.
Long term investment
As the name suggests, long term gains may only result in years of profit. But long-term investments tend to provide greater rewards and higher risks. Long term investments include examples of:
Peer to Peer Lending
One type of investment that is currently developing is peer-to-peer lending, which has a lot of demand. Combined with the convenience provided by different peer lending systems. The way it works is that you give a certain amount of money to parties who need financing, per individual or per MSME. The advantage of this type of investment is derived from the loan rate that is negotiated together.
property
One type of investment that requires large funds but is no less important is property. It can also continue to increase in value. The reason is, housing needs are never empty of enthusiasts. However, keep in mind that you will also have to spend a lot of money on property.
Some of the methods by which start-ups invest in property include the first option of renting a property, so that you can make money each month or year. You can also buy land and then build it and sell it when you’re done. The selling price may be much higher than the capital issued. To keep the selling price high, it is necessary to carry out maintenance because after all the house or residence can be destroyed over time.
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Share
Finally, stocks are a type of investment that can be chosen. If you have previously tried investing and are now considering investing your money, stocks may be the best option.
While the dangers are significant, there is also the potential for enormous gains. The share profit is obtained from dividends obtained from business profits and the increase in the value of the stock itself.
These are types of investments. Regardless of your decision, make sure you understand everything, so you don’t take the wrong investment move.
That’s the article about 7 Best and Profitable Types of Investments we discussed, may be useful for all friends who are or are planning to make a profitable investment step.
Conclusion
Investment is an investment activity that hopes that the owner of money can benefit from his investment in certain ways. There are many types of investments, from stocks, peer to peer gold lending, time savings, robotic advisors, unit connections, forex and assets such as homes and flats.
Long-term investments tend to provide greater returns and higher risk. Peer-to-peer lending is a type of investment that requires large funds but is no less important than property. Stocks may be the best choice if you have previously tried to invest your money.
