The requirements for applying for BRI KUR interest are 6% and there is a package of IDR 170 trillion. This year, PT Bank Rakyat Indonesia (Persero) Tbk, received a KUR package of Rp. 170 trillion, this amount increased from the package decided last year of Rp. 140 trillion.
In terms of applying for BRI KUR, the government itself has decided on a corporate credit limit (KUR) for 2022 people of IDR 253 trillion, which is higher than the limit that was initially decided at IDR 220 trillion.
For those of you who want to apply for KUR with BRI to start a business.
Here are the Important Things to Remember:
The BRI KUR is taken on the official website and consists of 3 types, namely Micro KUR, Retail KUR and TKI KUR. 1. BRI Micro Bank KUR In the form of working capital and/or investment credit with a limit of up to IDR 50 million per debtor with an optimal credit period of 5 years. The interest rate is 6% per year and free from management fees and charges.
1. KUR Micro Bank BRI In the form of working capital and/or investment credit with a limit of up to IDR 50 million per debtor with an optimal credit period of 5 years. The interest rate is 6% per year and free from management fees and charges.
Requirements for prospective debtors:
– Individuals or individuals who carry out productive and appropriate business.
– Active for a minimum of six months.
– Do not get credit from banks except for consumer credit such as KPR, KKB and credit cards.
– Administrative requirements, identity in the form of KTP, Family Card and Business Permit.
2. Small KUR Bank BRI Offer a credit limit of between IDR 50 million to IDR 500 million per debtor. The type of KUR is divided into working capital debt with an optimal debt period of 4 years and investment debt with an optimal debt period of 5 years. The interest rate is 6% per year, free of administration fees and fees and collateral such as banking regulations.
Requirements for prospective debtors:
– Have a productive and workable business.
– Do not get credit from banks except for consumer credit such as KPR, KKB and credit cards.
– Active for a minimum of six months.
– You must have a Micro and Small Business Permit (IUMK) or other business license.
3. KUR TKI Bank BRI This type of KUR is used for the cost of departure of prospective TKI to the country of placement with an optimal upper limit of Rp. 25 million and an optimal loan period of 3 years.
Requirements for prospective debtors:
– Prospective individual or individual migrant employees who will work in the country of placement.
– Administrative requirements in the form of identity cards and family cards, work agreements with service users, intermediary agreements, and passports, visas and other conditions such as provisions.
