Samudranesia.id – For the purpose of sending money, you can use an ATM so you don’t have to queue at the teller. However, if the destination account number is different from the bank you are using, you must know the destination bank code. For example, from BRI to Mandiri, you must know the Bank Mandiri code.
Or from BCA to Mandiri, you must also know the destination bank code. This code is not needed if the account used and the destination account are from the same bank. For example, from Bank Mandiri to fellow Bank Mandiri, there is no need to enter the code in question.
This bank code is so important that you should not ignore it or the transfer transaction you make will stop in the middle of the road. No need to bother looking for the information, because you can listen to it below.
Bank Mandiri at a Glance
Bank Mandiri is currently one of the banks whose names are quite taken into account. This bank has been trusted by many individuals and companies to carry out their financial transactions. Bank Mandiri itself offers a variety of accommodations that can help meet your needs.
Bank Mandiri is also one of the banks that can be used as a reference when someone needs a loan to launch a business. If you want to file a complaint, the customer can do it both orally and in writing with a mechanism that does not conflict with OJK provisions.
Bank Mandiri Code and Its Use
Bank code is a unique series of numbers that actually consists of three digits and is the identity of a bank. This code is very useful in facilitating inter-bank transactions, especially when you are going to make a transfer transaction.
Each bank, the code is different. For Bank Mandiri itself, the code is 008. You will use this Bank Mandiri code 008 when transferring some money to Bank Mandiri but the account you are using is from a different bank.
Transfer activities or transactions that require the bank code are not only when using ATMs. This is because transfer transactions using Internet Banking or M-Banking and SMS Banking also really need this code to be successful.
So the point is the use of the bank code to facilitate transfer transactions either through ATM machines, Internet Banking or M-Banking and SMS Banking. Later this bank code will be used to identify transactions that have been carried out by each bank.
The goal is so that each bank involved can know what their rights and obligations are when a transfer mechanism occurs between you and the intended person. In other words, this bank code is to facilitate transactions and communication between banks.
So, with a bank code, there is no such thing as a misdirected or misaddressed transfer. The transferred funds will actually go into the account at the destination bank.
How to find out the code for Bank Mandiri and other banks through ATMs
How many banks are there in Indonesia, whether it’s state-owned banks, private banks, Islamic banks, international banks and regional banks or BUMD banks, that’s how many bank codes you need to know when you want to make inter-bank transfer transactions.
Of course memorizing the bank codes sounds impossible. Except for certain banks that are usually targeted, such as Bank Mandiri, they will usually memorize them by themselves. Then what about other bank codes?
What about the bank code that has actually been memorized but happened to be forgotten? For this, take it easy, because there are several ways that can be taken to find out the codes of various banks in the country, including: Bank Mandiri code. The method is as follows.
- Insert the ATM card into the available slot
- Choose Indonesian to make it easier then enter your ATM card pin
- After the main menu appears, select other transactions
- select Transfer and select Online Bank Transfer (because the example taken in this case is the bank used for sending is different from Bank Mandiri as the destination bank
- select Bank Code List and the screen will display a list of bank codes that exist throughout Indonesia. You can choose Next If the destination bank code does not appear in the first list, then press Next until you find your destination bank code
- If you have managed to find the destination bank code, you can select it Enter Account Number
Next, you just need to follow the instructions on the screen to continue the transfer process. Isn’t it very easy to find codes for various banks in Indonesia, including Bank Mandiri, through an ATM machine?
Bank Mandiri Code Function
The codes for various banks in Indonesia, including Bank Mandiri, are certainly well known to people who frequently conduct inter-bank transactions, be it through ATMs, SMS Banking or Internet Banking or M-Banking. So what is the function of this code that makes it so important?
1. As Bank Identity
Codes for various banks in Indonesia become the identity of the bank. Without this code, transactions between bank accounts will not be possible. As previously stated, the bank code is a series of numbers used by each bank for the identification process.
This code is an identity that was deliberately created to differentiate between one bank and another. In addition, this code is also needed to avoid transaction errors at the bank. So with this code, the money you transfer will not be in the wrong address.
2. Simplify Transactions
Bank code is also an intermediary that will make transactions between banks easier. Therefore, when you are going to transfer some funds to a Mandiri account from a different account, make sure that you have entered the Bank Mandiri code this correctly.
If something goes wrong, the funds will not be able to be transferred. The reason is, the bank code entered earlier will help each bank party, namely the bank used and the Bank Mandiri target, to know what their rights and obligations are when the transaction occurs.
How to Use Bank Mandiri Code
As you already know, the bank code will be used when you transfer money to Bank Mandiri using a different bank account. In this transaction, the screen of the device you are using will ask you to enter the account number of the destination.
But before entering the account number, first enter the Mandiri bank code that is your destination. Once you know the code from Bank Mandiri, the next step to use the code is as follows.
- Enter the destination bank code
- Enter the desired account number
For example, 00843277777777. The first three digit number in the example is the code from Bank Mandiri which is then followed directly by the destination account number. Don’t forget to enter the correct amount of money to be transferred.
The explanation above is that if you send the money via ATM or SMS Banking, yes, while if you send the money using Mobile Banking or Internet Banking, you only need to select the name of the destination bank and usually the bank code will be automatically filled in the system.
Then you only need to enter the destination account number in the column provided. After that, also enter the amount of money to be transferred then click transfer and your transaction will be successful. For the record, make sure the internet connection is smooth.
How to Transfer Money To Bank Mandiri Via ATM Machines and SMS Banking
At a glance, how to transfer to Bank Mandiri from another bank has been explained previously. In the later process, you are required to enter the code belonging to Bank Mandiri according to the instructions on the screen you are using.
There is a special format that must be followed, especially if you transfer the money via ATM machines and SMS Banking. In general, the bank code must be written before the account number and between the bank code and the serialized account number, so there is no space separating the two.
This must be observed properly and how to transfer money to Bank Mandiri from another bank using an ATM machine and also SMS Banking is as follows.
1. Using an ATM Machine
If you want to use an ATM when you want to transfer money, in fact the average ATM steps are the same. In the transaction process, you will have to enter the bank code and in general, the steps for transferring money to a Bank Mandiri account from another bank are as follows.
- Go to the ATM closest to your house
- Insert the ATM card in the space provided
- select Indonesian to make it easier for you to understand the instructions given by the screen
- insert ATM Pin. For security reasons, don’t forget to cover your hands when you enter the ATM pin
- Choose an option Other Transactions so then the screen shows various options again, select Transfer
- select Interbank transfer and then you only need to enter the following bank code with the account number. The writing is without spaces, so the bank code with the account number is directly written in conjunction.
- If you don’t know the code of the intended bank and in this case it is Bank Mandiri, you can press Bank Code List so the screen will display a list of bank codes that exist throughout Indonesia
- Enter the amount of money to be transferred and select Yes
- Pay attention to the data that appears on the screen, make sure the name of the person receiving it, the account number and the nominal amount of money to be sent and confirm by pressing Right
- select Yes and just wait for the next process. The ATM machine will also issue a receipt as proof of transfer that you can save
2. Using SMS Banking
As has been emphasized, it is not only sending money through ATM machines that require a bank code, but when using SMS Banking as well. With SMS Banking, you certainly don’t have to bother going out of the house looking for an ATM machine if it’s only for transfers.
It is enough to make sure that you still have credit and that your smartphone battery is sufficient, you can follow the steps below to do it.
- Open the SMS application on your smartphone
- Type SMS with TRANSFER format [spasi] SELF BANK CODE + DESTINATION ACCOUNT NUMBER [spasi] NOMINAL MONEY THAT WILL BE SENT [spasi] PIN
- Send this message to 3300 and if the transfer is successful, you will get a reply from 3300 too
Sending money using SMS above applies if you use the Mandiri SMS Banking service. For other banks, there may be differences, especially in the SMS format and the number to be addressed.
The Bank Mandiri code is needed to ensure the success of your money transfer. This code will be needed only if the transfer you make comes from a different bank from Bank Mandiri. If you are a fellow Bank Mandiri, the bank code does not need to be entered.
