Samudranesia.id – As one of the largest online buying and selling platforms, Shopee always releases various kinds of innovations. One of the innovations that are currently being widely used is Shopee Paylater. You must first know how to activate Shopee Paylater to use it.
The method is also quite easy for you to do. Especially if you see the amount of information that you can get through the internet. Surely you will easily understand the several steps that must be taken in activating Shopee Paylater.
On this occasion, this article will also provide information for you about how to activate Shopee Paylater. To get more complete information, see the explanation of the following information.
S&C Shopee Paylater
Every feature presented by Shopee, there must be terms and conditions that must be met by its users. This really needs to be done so that the level of user security is guaranteed.
The following are some terms and conditions that you must have before activating.
- The account you have is a registered account and has received verification from Shopee.
- The Shopee account that has been created has been active for three months.
- Users who have Shopee accounts often make various kinds of transactions with Shopee.
- Update the Shopee application from the old version to the latest version.
- Have an ID card that will be used as a condition to get the Shopee Paylater feature.
Those are some of the terms and conditions that you need to fulfill before proceeding to how to get Shopee Paylater. Make sure all of these conditions are met to make it easier for you to carry out the activation steps.
How to Activate Shopee Paylater Without Trouble
After you know some of the conditions that must be met. Now it’s time for you to know how to activate Shopee Paylater for new users. Pay attention to the following steps so that Shopee Paylater activation can run smoothly.
- First, make sure the Shopee application has installed on the gadgets you have.
- Open the app to enter the account that you have created.
- Click on section I which is on the bottom right.
- Choose Spaylater visible in the My Wallet.
- Click section activate now to start activation.
- Enter OTP code which has been sent to you. Make sure you don’t tell the code to anyone including the Shopee team.
- Click next to follow the next process.
- Upload ID card yours which you have prepared beforehand. Make sure the photo is clearly visible to facilitate verification.
- Enter your name and NIK according to the data on the ID card.
- Click confirm to continue the next process.
- Do not forget to fill in various kinds of additional information needed.
- Click confirm when everything is done.
- The next step, verify photo of face with ID card. Make sure the photos to be saved produce clear photos.
- You have completed the activation. Just waiting for a notification from Shopee Paylater to be able to use this feature.
- If you get Shopee Paylater notifications have been activated. So, you can use the Shopee Paylater feature.
Follow the steps on how to properly activate Shopee Paylater mentioned above. So that you don’t get confused in doing the activation.
How to Make Transactions with SPaylater
If your Shopee account has been declared active to use Shopee Paylater. So, you can already do some transactions with this feature. One of the advantages of activating Shopee Paylater is the convenience when checking out.
Where, you can check out goods without having to top-up your balance first. Simply by using the Spaylater feature, you can already have these items.
But you need to remember that you have an obligation to pay for the money that has been used. Therefore, be wise when using this feature. To make it easier for you to use Spaylater, here are some ways you can do it.
- Select item in your cart and want you to check out.
- Click check out to find out the details of the fees to be paid.
- On payment method, select SPaylater and select the type of installment.
- Choose make order to continue the transaction process.
- Enter PIN according to the Shopee Pay PIN that you created earlier.
- You will get a verification code and the transaction has been completed.
- Your payment will be confirmed automatically.
- Don’t forget to do paylater payment according to the tempo you have chosen.
The SPaylater transaction method is not much different from payments using Shopee Pay. It’s just that, you need to make changes to the payment method section. In addition, you also have to choose the tempo to pay. So you have to be wise in using it.
Pay SPaylater Monthly Bill
Furthermore, there will be information that will make it easier for you to pay bills. This method is also an important part when you decide to activate how to activate Shopee Paylater. Don’t let you exceed the time you have agreed with Shopee.
Where, there will be other advantages that you can get when paying bills according to the tempo that you have previously agreed on. The advantage is the opportunity to get a Shopee Paylater limit.
So as not to be more curious, here are some steps you can take to pay SPylater bills. Follow this step by step carefully so that the bill payment process can be successful.
- Open account Shopee that you have.
- Click ‘Me’ which is in the lower right corner.
- Choose pay now on the total menu for all your bills this month.
- You will be directed to amount to be paid, then do click next month’s bill.
- Click on section pay first to make a Spaylater payment.
- Make a selection on payment method which you will use. You can use Shopee Pay, Via Alfamart/Indomaret, and also a Virtual Account.
- Make payment according to the selected method and wait for payment notification.
- If 1×24 hours you have not received a payment notification. Immediately confirm with Shopee and show proof of payment that you have made.
In making payments for this method of activating Shopee Paylater. You can only pay bills for one month and the next bill based on the number of installments you have chosen.
Based on the system implemented by SPaylater, you can find out that it is the same as a credit card. So, don’t be complacent in using the facilities offered from SPaylater. Use as much as needed.
Make sure you make payments on time so you don’t get penalized by Shopee. The following are some of Shopee’s actions when you make a late payment.
- Freezing your existing Shopee account.
- Get restrictions on the use of vouchers that you usually use.
- Registered directly at OJK in the form of SLIK (Financial Information Service System).
- Billing directly to the residence.
Those are some of the actions Shopee will take if you don’t make a payment immediately. Therefore, you must be more careful and wise in using this feature.
Limit Use Shopee Paylater Beginners
If you have done how to get the Shopee Paylater feature for the first time. Then, you will get a limit or limit that you can use for the first time. Where, for the initial activation you will get 750,000 as a loan.
You have the right to use the SPaylater balance to pay for any items you want to buy. In addition, you also have the opportunity to increase the SPaylater limit if you transact frequently and pay on time.
SPaylater Interest Terms
As with professional credit service providers, you will also be charged interest on the balance lent to you. Where, Shopee has set an interest of 2.95% on the loan.
This interest provision also adjusts to the regulations applied by Shopee and can change at any time. For now, the interest system applies in installments of 2 to 12 months. So, make sure you know these terms before activating.
How to Disable SPaylater (Disable)
Not a few people plan to go inactive after successfully activating Shopee Paylater. Likewise, those of you who have already activated your SPaylater account and have plans to deactivate it.
You don’t need to worry if you really have the urge to be inactive. There are a few easy steps you can take to make your SPaylater account inactive again. Here are some steps you can take to deactivate your account.
- Open the app Shopee and the one you have created before.
- Empty ShopeePay if you still have balance in your account. You can transfer it first at a personal ATM.
- You also need to make sure that you have no dependents Check out Shopee.
- Click my shopee which is on the bottom right.
- Select settings to continue the next process.
- Click delete account to submit to Shopee that you will delete your Shopee account.
- Press OK as a sign of agreement that you will delete the account.
- Wait a while and Shopee will send you OTP code.
- Click reason you will do account deletion. Shopee will provide several choices of reasons that you can choose.
- Enter email that you have and make sure you are still actively using it.
- Don’t forget to do tick as proof that you have agreed to all the terms.
- Click send to continue with the account deletion step.
- Open incoming email which has been sent by Shopee.
- You will get a notification that your account has been successful
- The delete process has been finished you do.
How to do this inactive really needs to be done by deleting the account. Because if you don’t delete it, it is feared that someone will have bad intentions towards the account you have.
So, you need to do this step so that you can then create an account again. Make sure you think about it before activating Shopee Paylater on your new account. Don’t let you delete the next account.
A complete discussion on how to activate Shopee Paylater has been explained above. Understand some of the conditions before deciding to activate a SPaylater account. Immediately contact Shopee Customer Service if you get account trouble.
