The digital era has provided all the conveniences. For example, now there is a way to borrow money in the latest digital DanaRupiah application. The presence of this application is of course very helpful in the fast loan process.
Because, only by providing an ID card and without collateral, it is difficult to withdraw the loan limit. That is, those of you who are in dire need of emergency funds can take advantage of this one loan application.
Get to know the Rupiah Fund Application
DanaRupiah is a loan application that helps you when you need money quickly. Rupiah funds can be categorized as online loans because they do not go through bank loans.
Interestingly, DanaRupiah also promises to provide loans in minutes. The method is also easy, just inform personal data such as ID card, then the funds will be sent directly to the account quickly after the verification process.
This platform has also collaborated with various banks, one of which is Maybank, Bank Permata, BRI, BNI, Mandiri, and BCA.
You don’t have to worry about being afraid that the application is not supervised by the OJK, because looking at the website page and the download link on the Google Play Store, this DanaRupiah has been supervised by the OJK, you know, so it’s safe!
How to Download and Install the DanaRupiah Application
Before entering the discussion on how to borrow money through the DANA application. So make sure first you already have the application on Facebook smartphone.
If not, then please download the application via the Google Play Store by following these steps:
- First, please open the Google Play Store which is already on your phone device.
- Then, just press the search button in the upper right corner, and type in DanaRupiah.
- You can also go directly to the Google Play Store via this link: https://play.google.com/store/apps/details?id=id.danarupiah.weshare.jiekuan&hl=in&gl=US
- Once found, please directly download the application so that it is installed on your smartphone device.
- After successfully installed, proceed with registering.
- In the registration session, you only need to do a few steps like this next point.
- Please open the DanaRupiah application that has been installed.
- Then register if you have not joined DanaRupiah.
Advantages of Borrowing Money in the DanaRupiah Application
1. Fast Process
If you borrow from a bank, the process can take a long time. Well, this Rupiah Fund promises a fast process in disbursing the required loan. Moreover, you only need to download the application and verify your personal data.
The loan form can also be accessed through the application only. This is different from a loan to a bank, which has to wait weeks to find out if your loan is at ACC by the bank or not.
2. No Guarantee
No collateral is needed if you are going to borrow money on this platform. This is different from bank loans, which may require a car STNK, Motorbike STNK, and other guarantees when borrowing money. DanaRupiah only requires an ID card, you know
3. Can be arranged as needed
A long tenor and a loan amount of up to RP 25,000,000, – allows users to adjust the type of loan as desired. For example, for children’s school fees, house installments, buying daily necessities, financing farmers, business capital, and others. More flexible right?
4. Limit Up To 25 Million
DanaRupiah can disburse loans of up to 25 million in a matter of minutes after the verification process for your identity is complete, you know!
5. Easy Payment
For the payment process, the borrower will always be notified in the form of an SMS reminding the installments when they are due. Now, for the payment itself, you can use BCA, Mandiri, BNI, Maybank, BRI, Permata Bank via ATM, M-Banking, or SMS Banking.
Lazy to pay via ATM? Just visit the nearest Alfamart and Alfa Midi, because you can also pay via the Alfa Group cashier.
6. Personal Data Safe
The entire crew of DanaRupiah is committed to protecting personal data so that privacy will be guaranteed. So, it is guaranteed that personal data will not be disseminated like illegal online lenders.
7. Legally Supervised by OJK
Recently, illegal online loan actions that are not supervised by the OJK are very common, so you have to be careful. In contrast to this Rupiah Fund, which has been supervised by the OJK with the permit number KEP-18/D.05/2022.
8. CS is Swift from Monday to Sunday
No need to worry if you experience problems or are confused about something in the DanaRupiah application, because CS or customer service will be ready to serve you from Monday to Sunday from 08.000 to 20.00. The CS number is 021-397-001-00
9. Low Interest
Everyone who is looking for an online loan platform definitely wants a low interest rate that doesn’t suffocate, right? Well, of course the DanaRupiah application only sets a maximum admin fee of 10.5%. As a simulation, for example, you borrow Rp. 1,000,000, then the admin fee is Rp. 105,000.
For the interest itself, only around 22-23% per year, guys!
Features of the Rupiah Loan Application
- Has a super fast and easy loan process. Because only by using the application you can apply for a certain amount of money to be borrowed.
- The payment methods that you can choose are very easy, including those that can be done through Alfamart, Alfa Express, Alfamidi, Mobile Banking and ATMs.
- There is no need for collateral, only by using an ID card, the disbursement of funds can be done quickly.
- Have Customer Service which is ready to serve every day from 08.00 to 20.00.
- Take good care of your Privacy, so you don’t have to worry about data leaking.
- Security is guaranteed because it already has a permit and is supervised by the OJK or the Financial Services Authority.
- Maximum APR 10.5% per year.
How to Borrow Money in the DanaRupiah Application
- As explained above, first download the DanaRupiah application directly through the play store to be safe
- Registration via mobile number
- Apply for an online loan through the online loan page
- Fill in your identity and attach your ID card
- Wait until your data verification has been confirmed by DanaRupiah
- After confirmation is complete, fill in the desired loan amount.
- Wait a few minutes for the loan to disburse into your account.
Terms of Applying for a Loan in the DanaRupiah App
- Borrowers are required to be Indonesian citizens
- Have an ID card (KTP)
- 18 years and over
- Have a bank account in your personal name
Well, that’s some information about how to borrow money in the DanaRupiah application easily and quickly. As a tip, always choose a platform that has been supervised by the OJK! Be careful with illegal online loans that can spread all your personal data when you are late paying off the installments
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