pdamtirtasukapura.co.id – Indonesia itself has 3 largest sharia banks, namely Bank BRI Syariah, BNI Syariah and Bank Mandiri Syariah. The three of them have collaborated by merging them into an Indonesian Islamic Bank which is already familiar to the people in Indonesia. And the question is what is the BSI Bank Code?
You need to know, Indonesian Islamic banks are referred to as sharia-based banks and hold the rules of applicable Islamic law. Because, BSI will prioritize Islamic law in it to serve customers in Indonesia. The release of the Islamic bank itself has not been carried out for a long time, but there are already many customers from the bank.
Of course, many of them experienced customer displacement. Where, initially from customers of BRI Syariah, BNI Syariah, to Mandiri Syariah, they have moved directly to become BSI customers. Not much different from other banks, you can use Indonesian Islamic banks for certain services. For example, making a transfer, therefore it is important for you to know the current BSI bank code.
And to find out in more detail, you can listen to the full explanation below.
Overview of Indonesian Islamic Banks
We will provide details about BSI which may not be widely known by the public. Because BSI is an abbreviation of Bank Syariah Indonesia, if you hear this name, of course you are very familiar, aren’t you. BSI itself is the result of a merger or merger with 3 other Islamic banks.
The previous ones have been operating for a long time in this country, and some of the Islamic banks in question are as follows.
- Bank Mandiri Syariah
- Bank Rakyat Indonesia (BRI Syariah)
- Bank Negara Indonesia Syariah (BNI Syariah)
This is because the 3 mergers started on February 1, 2022, and were completed on November 1, 2022. In addition, the planning has been going on since 2022. With the merger of these three state-owned Islamic banks, the aim is to facilitate their development.
And in the merger process, Mandiri, BNI Syariah and BRI account customers were recommended to migrate. After successful migration, customers can get passbooks, mobile banking accounts, new passbooks and more.
If you still don’t understand, Islamic bank itself is a bank that has used several sharia or Islamic law rules to be able to carry out these business activities. The reason is, the workings of Islamic banks themselves are not much different from conventional banks, and the difference is the rules used in them.
BSI Bank Code for Transfer 2022
You need to know that each bank has a different code and is unique in nature. The reason is, this code is the identity of the game bank and has a difference. In essence, each bank has a code that is different from other banks. The bank code has a 3 digit number.
In addition, the benefit of the bank code is to make it easier for customers to transfer funds to other banks. Such as using ATM, Internet Banking, SMS Banking, Mobile Banking and others. Therefore, you must know the code of a bank so that the money transfer process can run smoothly.
The reason is, the BSI code is 451. However, it’s a shame if this code is no longer valid and cannot be used by customers. Because, BSI itself is the result of the merger of 3 different banks. This bank code 451 can only be used by 3x BSI customers who are independent sharia bank account holders.
In addition, this code can also be used for ex BRI and BNI Syariah customers who have successfully migrated to BSI accounts. For BSI customers who use the old account number, for example BNI Syariah or BRI Syariah, they can use the old code. Please see the details below.
- BRI Syariah customers who do not migrate to BSI accounts and still use code 427. For example, BRISyariah code before the merger to BSI
- The reason is, the same thing is also done by BNI Syariah customers who do not transfer BSI accounts. The code you are using is 422
- The BSI code for ex-Bank Mandiri Syariah is 451
You can try some of the bank codes above to be able to make transfers between other banks easily. The reason is, in addition to the bank codes, BSI has also prepared a bank swift transfer code.
Because this is commonly used among users who want to make transfers from foreign banks to Indonesian Islamic banks. You can see the details below.
- Swift Code for Sharia Indonesia ex BRI Syariah, namely BROSDJA
- The Swift Code for Sharia Indonesia ex BNI Syariah is SYNIIDJA
- The Swift Code of Sharia Indonesia ex Mandiri Syariah is BSMDIDJA
Admin Fee Transfer to Bank Syariah Indonesia
After knowing several BSI Bank Codes, it is important for you to know how much the transfer fee to the Islamic bank is. Because the transfer process is subject to an admin fee of 6,500 rupiah to another bank.
But, if you transfer money to other banks. You will not be charged a penny. The reason is, this also applies to other banks. It has become a common thing, if the process of transferring money to other banks will be waived admin fees, and vice versa.
How to Transfer to Bank Syariah Indonesia
After listening to more details about the Indonesian Islamic bank code, maybe you still don’t understand how to transfer to an Indonesian Islamic bank? The reason is, you can do the money transfer process quickly and easily, and it’s different from other banks.
If you still don’t understand, you can listen to the full explanation below.
- The first step, please enter the ATM outlets around you
- After that, enter the debit card you have
- If so, specify the language used
- Choose Indonesian
- Next, enter your 6-digit ATM PIN
- And click the other transaction menu
- Click transfer option
- After that, click transfer to another bank
- If successful, enter the BSI bank code mentioned above
- As for ex BRISyariah which is 422, ex BNISyariah is 427
For ex Mandiri Syariah itself, you can use 45, please enter your destination account number. Then, see the steps below.
- Next, press the Correct button
- And enter the nominal amount of the transfer you want to send
- Click Right
- Then, check the data on your ATM screen
- After it is correct, click YES
- Please wait for the results for a while
- And the ATM machine will issue a proof of remittance
- Finished
Closing
Thus the explanation of the BSI Bank Code that we have shared in this article, you can choose one of the codes based on the bank you are using. That way, the transfer process can run smoothly without any problems. Follow all the methods that we have shared above, hopefully it will be useful. Thank you.
