
Gestun Kredivo – Gestun is a cash swipe that can be used to withdraw a certain amount of money using a credit card at special shops that provide this facility.
With Gestun, it is as if someone can make purchases of goods but what they get is some money.
Cash swipes using Gestun are usually carried out by credit card owners who do not have sufficient funds in their savings accounts.
There are several outlets that provide a machine called EDC (Electronic Data Capture) and this service can be used as another alternative, when you can’t use a credit card.
Because if you use the service too often, you will be burdened with additional costs as a card owner.
Apart from having drawbacks, of course the Gestun kredivo service also has several advantages or advantages that are difficult to find in other similar services.
You must be curious, what kind of transaction mechanism or system is set on the service? To answer this curiosity, let’s just look at the following review about Gestun Kredivo.
Gestun Kredivo
1. Advantages of Using Kredivo’s Gestun Service
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| Advantages of Using Kredivo’s Gestun Service |
Each service must have advantages that will be obtained by each user, as well as Kredivo Gestun.
Well, here we will share some of the advantages of using the Gestun Kredivo service that you need to know, including:
1. Cheaper Withdrawal Fee
When compared to an ATM where a customer is required to pay 4% or a minimum of IDR 50,000 for each cash withdrawal, Gestun only requires users to pay a withdrawal fee of 2-3%.
2. No Limit
As is known, withdrawals at ATMs have certain limits or limitations, so that customers will withdraw money several times where each withdrawal is subject to a 4% fee.
However, Gestun provides one-time withdrawal access for the entire amount of money that the customer wants.
In fact, it is said that with Gestun, customers can withdraw all their money until they reach the limit specified on the credit card.
3. Lower Interest
In contrast to ATMs that provide large interest because they are considered retail transactions, the interest given by gestures is much lower, guys.
4. Direct Billing
Gestun will deduct billing costs directly when customers withdraw their money.
2. How to Use Kredivo’s Gestun Service
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| How to Use Kredivo’s Gesture Service |
Now, after knowing the advantages of the Gestun service, then next you have to know how to use the service, guys.
Actually, this service can be used easily and for more details, please see how to use the following Kredivo Gestun service:
1. How to Gestun to a Bank Account
Using the Kredivo cash loan facility, is the safest way to get money, guys.
You can choose a loan with a tenor of up to a maximum of 12 months and the amount will be adjusted to your nominal limit.
As for how to apply for a loan, you can access the menu on the Kredivo application and here’s how:
- Open the Kredivo app then login to your account.
- Then press Cash Loans, on the main menu.
- After that, the Loans menu will be displayed and please select the desired installment tenor.
- Then choose the loan destination according to your wishes and make sure it makes sense, guys.
- Next, adjust the loan size by sliding the button to the right and you can get the maximum amount of funds according to the existing limit.
- Underneath, please tap Bank account where you can add an account.
- Press the Add Another Account button then enter your account number and press Save.
- After the account is successfully set up, the loan details including admin fees will be displayed and immediately tap Take Loan.
- If you have, then you can enter the Kredivo PIN to confirm the loan then press Take Loan.
- The approval page will be displayed and proceed with pressing Agree.
- Done and the funds will be transferred to your account.
2. How to Disburse Kredivo Limit to Shopeepay
The Kredivo Gestun service can also be used to top up various digital wallet accounts that are currently popular, one of which is Shopeeepay.
To make it easier, you can make transactions on the Shopee application or website then choose a merchant that has a balance-filling service and here’s the complete method:
- Open the Shopee application.
- Then look for the contents of the ipsi or Shopeepay balance menu in the column above, then select a merchant with a good reputation and adjust it to the nominal you will gesture.
- Then send a chat to the admin to ask for stock or costs and after being replied with a complete explanation, you can immediately make a purchase.
- Then press Checkout, on the product page.
- Then select the Payment Method to be used, for example Bank Transfer then select Bank Mandiri (Automatic Check) then press Confirm.
- Press the Create Order button and the payment information will be displayed.
- Please copy the account number to enter into Kredivo then press OK.
- Then run Kredivo then enter the Shopping menu at Shopee then select the Start Transaction option.
- Enter the account number from the Shopee application, then press Continue and in the Transaction amount, enter the total payment from Shopee.
- Press Continue and confirm the gesture by entering your Kredivo PIN then press Continue.
- Automatically a notification stating the transaction has been paid will be displayed in Shoppe. Continue to chat with the seller and provide your Shopeepay number.
The final word
This is a complete review of the Gestun service from the Kredivo application that you can learn and use.
There are several Gestun services that you can get, but their services are indeed quite difficult to obtain.
However, if you still want to make a Kredivo Cash Swipe, please look for its services on the internet or in other popular marketplace applications.

