Yes, this Axis credit or credit loan service is a product issued by PT. XL Axiata to help its customers in times of emergency.
Since the Axis provider was acquired by PT. XL Axiata, all services in XL can be used by Axis card users.
The amount of credit that can be owed depends on the provider’s policy. So each customer who owes credit will receive a different nominal.
The difference in the amount of credit received is determined by the active period and how often you top up the Axis card you use.
For more details on Axis Credit Debt, you can listen to our review or explanation below.
How to Pay Axis Credit
1. Two Ways of Axis Credit Debt
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| Two Ways of Axis Credit Debt |
There are two ways to pay credit at Axis, namely via SMS or dial code.
The following is an explanation of two ways to pay Axis credit that you can try or do when in an emergency or critical situation.
2. How to Pay Axis Credit With SMS
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| How to Pay Axis Credit With SMS |
The first way for Axis credit debt that you can try is by sending an SMS. You can request credit manually by sending an SMS.
Here’s how to SMS for debts or borrow Axis credit:
- First open the message menu.
- Type “EMERGENCY” or “SPECIAL” Then send to Number 911
- Wait for a reply from Axis for notification of your request.
- If your request has been confirmed, you will receive a notification that your credit has been entered.
- Finished
2. How to Pay Axis Credit With Dial Code or UMB
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| How to Debt Axis Credit With Dial Code or UMB |
In addition to using SMS, you can also pay credit using the dial code or UMB as follows.
- First open the call menu
- Then type *911# then call.
- Wait a few seconds until a notification / description appears containing credit or loan debt.
- Reply and click number 1
- Next, you will see the nominal or the amount of credit that will be obtained.
- Type 1 to continue and confirm.
- Wait a few seconds until your request process is complete.
- You will receive an SMS that your credit has been entered.
- Finished.
3. Terms and Conditions of Axis Credit Debt Service
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| Axis Credit Service Terms and Conditions |
You need to know that not all Axis users can enjoy this service. Because there are several terms and conditions that must be fulfilled in order to be able to pay Axis credit.
The following are the terms and conditions for Axis credit debt:
- Axis number must be active for at least 360 days.
- This service is exclusively for Axis card prepaid customers.
- Doing recharge Min Rp. 5000 by 3 in the last 3 months.
- Top up credit at least once every 30 days.
Those are the terms and conditions that you must fulfill in order to activate the debt service or borrow credit on the axis card.
The final word
Every time you pay Axis credit, you have to replace it by 20% more than the total credit that is owed or borrowed.
Before making a loan or credit debt, you must meet the terms and conditions in order to be able to pay credit.
For more details, you can continue to listen to our website so you don’t miss other information about Axis.
This is the entire contents of our discussion this time about How to Pay Axis Credit. Goodbye and good luck.



