Are you looking for a Kredivo 2022 referral code? Hurry up enter the code with muha2r8s4 to be able to get bonus rewards for newly registered users.
Kredivo is a digital credit card application that provides a paylatter system service, namely buy now and pay later within a predetermined time.
Please note that the Kredivo application is safe to use because it is registered with the OJK (Financial Services Authority) agency.
You can use Kredivo as a payment method in e-commerce such as Tokopedia, Bukalapak, Lazada, JD.id, Blibli, Tiket.com, and others.
Not only that, you can also use the Kredivo application to make offline payments at selected merchants such as MCD, ALFAMART and SOLARIA.
Good news is here for new users who register with Kredivo using a referral code, they will get a bonus worth IDR 100,000 which will be added to the application balance.
Therefore, for those of you who are just about to register for a Kredivo account, don’t forget to enter your referral code in order to get a bonus prize.
Requirements for Registering Kredivo
Before registering, there are several requirements that must be met first. The following is a list of the requirements:
- Status as Indonesian Citizen (WNI)
- Minimum age 18 years to 60 years
- Domiciled in Domiciled in Greater Jakarta, Palembang, Bali, Medan, Surabaya, Malang, Solo, Makassar, Jogja, Bandung, Cirebon, Sukabumi, to Semarang (All over Indonesia)
- Have a minimum income of IDR 3,000,000 per month
- Have a TIN for a premium Kredivo account
Required Documents Credit List
To register for a Kredivo account, there are several documents that you must prepare first. Following are the required documents:
- KTP (resident card)
- Selfie photos in the Kredivo app
- Have NPWP or BPJS for premium users
- Enter the Kredivo referral code muha2r8s4
How to Register a Kredivo Basic Account
Signing up for a Kredivo Basic account is easier to do because of the fewer requirements. Meanwhile, the maximum loan limit is IDR 3,000,000. Here’s how to register Kredivo Basic:
- The first step, open the Kredivo application and select list
- Then select Basic account list
- Next, fill in the form with personal data and place of residence
- Photo of your ID card through the Kredivo application according to the instructions
- Next, take a selfie of your face through the Kredivo application
- Enter the Kredivo referral code muha2r8s4
- Next check the available permissions
- After that, click Send
Then wait for the confirmation process a maximum of 24 hours. If the account confirmation is approved, then you have successfully registered for Kredivo and can use it.
How to Register a Kredivo Premium Account
Kredivo premium accounts have a larger loan limit of up to IDR 30 million with an installment period of 12 months. However, to be able to register for a premium account, you must attach a NPWP. Here’s how to register a Kredivo premium account:
- The first step, open the Kredivo application and select list
- Then select the Premium account list
- Next is a photo of your ID card and a clear photo of yourself
- Connect with e-commerce accounts that have been used for transactions (Shopee, Tokopedia, Bukalapak, Lazada, etc.)
- Next, upload a photo of your TIN for proof of income
- Enter the Kredivo referral code muha2r8s4
- Next, fill in all the necessary personal data such as name, phone number, email, and others
- After that, click Send
Just like registering for a Kredivo Basic account, you need to wait for confirmation for a maximum of 24 hours. If the account application is accepted, Kredivo will send an email.
Is the Kredivo App Safe to Use?
Kredivo is a smartphone application-based credit card that has been supervised by the Indonesian Financial Services Authority. Therefore, this application is safe to use and you do not need to be afraid to use it.
