Maybe you’ve heard stories from your grandparents, who said they sent money by post or something. Can you imagine how complicated it is? Relax, nowadays you can make money transfers very easily. You don’t even need to leave the house at all, just rely on your phone.
1. DANA – Indonesian Digital Wallet
To transfer money from this phone, of course you need a supported application. One of the money transfer applications that is currently widely used by people is the DANA application or the Indonesian Digital Wallet. From the name alone, it already shows the smell of finance, right?
By using this DANA application, you can send money either to a bank account or to other digital wallet applications. Its use is also very practical, you only need to enter the account number or account number you want to use, then enter the nominal amount of money to be sent. After that, confirm, and wait until the money transfer transaction is successful.
There is no administration fee for delivery, except for the amount of money below 50,000, an administration fee will be charged. Not only can it be used to transfer money, this DANA application can also be used to make other purchase transactions, such as buying credit, paying for electricity, shopping for food, and others.
For its own use, the DANA application is very safe, because it is protected by DANA Protection, where they guarantee a money back guarantee if the money transferred does not reach its destination. So it’s not surprising that more and more people are using the DANA application.
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2. TransferWise Money Transfer
Another money transfer app that you can use is the TransferWise app. This application can send money not only within the scope of domestic transactions, but also for transactions abroad, it is very reliable. So you can send money in the currency of a different country.
So this will make transactions easier and more efficient, because you don’t need to first exchange currency to Money Changer, just use the TransferWise application. Although it can make transactions between countries, this application still does not charge any fees. Let’s immediately use the TransferWise application from now on.
3. Flip
For those of you who often make money transfer transactions to different bank destinations, of course you will object, not because each transaction is subject to administrative fees? Well, a surefire solution that you can do to anticipate this is to use the Flip application.
This Flip application is an inter-bank money transfer application that does not collect any administrative fees. The money transfer system that is run by the Flip application is that you first enter the account number and the bank to which you want to send money.
Then, the Flip application will process the data and will then provide the same Flip account number as the destination bank. That way, you only need to transfer money to the Flip account. After that, you confirm back to the Flip application that you have transferred the money to the Flip account.
Then after that, the Flip application will forward the money you have transferred to your destination account. Simply put, this Flip app becomes a third party connecting you to your great destination free of any cost. To use this Flip, you can just download it here.
4. OVO
This next money transfer application is practically the same as DANA, because both are digital wallet applications. Although its main function is as a digital wallet application, the OVO application is very reliable for transferring money, be it transactions to banks or to digital wallets.
However, currently there is a new policy from OVO, which decides that only users who can make money transfer transactions can update to OVO Premium. But you don’t need to worry, even though it’s called OVO Premium, you can still use it for free without spending anything.
Back to the topic of money transfers, in the OVO application itself, you can send money to other OVO accounts without being charged an administration fee. However, if you transfer money to a bank, you will be charged an administration fee of 2,500 per transaction. It’s quite effective when compared to the administrative costs of money transfers from different banks. So what are you waiting for? Let’s use the OVO app now!
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5. SafeCASH
Another money transfer application that is already popularly used by most people is the SafeCASH application. The security of this application is unquestionable, because it already has a license from Bank Indonesia directly. By using the SafeCASH application, you can transfer money to all banks in Indonesia more easily, quickly and safely.
Then, the transactions themselves are not limited at all, so you can make transactions repeatedly every day. The transfer limit can reach 50,000,000 in each transaction. Amazing isn’t it? So, to use this SafeCASH application, you can directly download it here.
6. ReLe Transfer
If the SafeCASH application can only make money transfer transactions within the scope of Bank Indonesia, then this is different with the ReLeTransfer application. You can use this application to transfer money to 23 countries in Southeast Asia, Europe, and Australia.
You don’t need to worry about security, because it’s already connected to the KTFC system, so money transfer services can run more securely. The money transfer transaction takes place in a short time, it only takes 1 minute, the money arrives immediately. Well, if you want to use a money transfer application that offers advantages like this, then just download ReLeTransfer.
7. Genius
Turning to other applications, this time there is also an application that is currently being discussed a lot, namely the Jenius application. Actually, the concept of this application is practically the same as the DANA and OVO applications. What makes it different is that money transfer transactions to any bank can be done without any administration fees.
Then, activating the Jenius account itself is very easy, because you will be guided to activate it via video call. You can also use one of your debit cards to make all transactions in this Jenius application which can be easily done by simply scanning the QR code. Another advantage of this application is the existence of a financial book, cool isn’t it? So immediately use the Jenius application!
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Well, those are some money transfer applications that you can use to make it easier for you to make money transfer transactions, especially transactions to other banks which usually will cost you an administration fee.
