rancakmedia.com – How to activate and use NFC (Near Field Communication) on iPhone is now available if the iOS on your iPhone device has been updated to the latest iOS (minimum iOS 12, stable iOS 13). This means that you can check your e-Money balance and top-up your e-Money balance directly from your iPhone smartphone.
Especially for you iPhone 6 series users, iPhone 6s, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max and so on, and iPhone SE (Generation 2), you can use NFC with an iOS update to the latest version (as of this article, the latest iOS is iOS 14).
However, you need to make sure that the NFC model you want to read (scan) is NFC with the format NDEF (NFC Data Change Format). Remember, for now (until this article is posted) that’s the NFC model the iPhone uses.
NFC, the chip you often hear about in electronic payments (e-Money), iPhone users have been waiting for a long time. Remember, this feature has been on Android since 2010. At that time, the first Android phone that provided the NFC feature was the Samsung Nexus S.
History of NFC Development on iPhone
As an introduction, we will discuss a little about the ‘famous name’ e-Money. Naming is actually a general term. However, it is famous and is the same as Bank Mandiri’s e-money card.
As for electronic payment instruments on media servers or chips in other banks, some of them have the same product.
For example, a BCA bank called Flazz, a BNI bank with Tapcash and a BRI bank with Brizzi. But Indonesians tend to choose to use Mandiri e-Money, what’s more, it is supported by the NFC feature on the iPhone.
Actually, for the first time, Apple provided NFC on an iPhone link, namely the iPhone 6 series (September 2022). However, it can only be used on Apple Pay. But since the iOS 11 update, the iPhone can read NFC tags without the need for a special application.
Just as previously mentioned, the NFC type supported by the iPhone is the NFC NDEF pattern type. In this case, the other NFC patterns cannot be used on the iPhone.
Nach, initially one of the two e-money card products that support the NDEF pattern (used by the iPhone) is Mandiri e-Money (via Tokopedia and the Mandiri Online application), because it has been updated to version 2.3.4. And it can also be used on BRI BRIZZI electronic payment cards (via Tokopedia and BRImo BRI).
Furthermore, in February 2022, BCA finally announced that BCA Mobile (BCA Mobile for iPhone versus 2.7.2) finally provided NFC support on iPhone. And it can be used to scan balance checks and add balances for the electronic card, Flazz.
How to use NFC on iPhone to check and top up e-money balance
As for how to use NFC on iPhone to check balances and top up or top up e-money or e-money balances, make sure you use one of the following 2 electronic payment cards:
Mandiri E-Money Card, or BRI BRIZZI and using one of the supported applications or mobile banking. For example, Tokopedia (Mandiri e-Money and BRI BRIZZI), Mandiri Online for Mandiri e-Money, or BRImo BRI for BRI BRIZZI.
For now, Flazz BCA is not available on Tokopedia, so you have to scan, check your balance, or top up your Flazz card only through BCA Mobile banking.
Now, for this guide, it’s like using the Tokopedia application to use the NFC on your iPhone to update your balance and top up your electronic money.
A few steps to use iPhone NFC:
Below are some steps on how to use NFC on iPhone to check electronic card balances (Mandiri E-Money or BRI BRIZZI):
- Use the Tokopedia application for the latest iPhone enhancements.
- In the Home custom view or side, specify the Top-Up and Billing menus.
- Then choose one of the options for Electronic Money.
- Then please tap the Balance Completion button to check your e-card balance with
- If there is an order to paste a card, all you need to do is paste the electronic card (Mandiri E-Money or BRI BRIZZI) right around the camera behind your cellphone or part. NFC sensor on your iPhone.
- Not long after, info regarding your e-money will immediately appear.
- Usually it shows your card number and e-card balance.
- Checking the electronic card balance using the iPhone’s NFC has been completed.
- Currently top-up or recharge your e-card with NFC iPhone.
How to Check Electronic Card Balance with NFC iPhone
Still using Tokopedia and one of them is an electronic card that supports NFC iPhone, namely Mandiri E-Money and BRI BRIZZI.
Here’s how to top up or top up your electronic card balance via Tokopedia using the iPhone’s NFC:
Now, after checking the balance of the electronic card, you can immediately take the method to add balance.
- Please click the button Recharge Now.
- Determine the nominal top up for the electronic money balance. Minimum IDR 10,000.
- Click the Pay button
- Make sure the amount and balance are correct, then click the OK button. Then click the Continue button.
- You can pay directly OVO Cash. Then follow the payment process completely.
- Nach, now the payment has been successful. BUT THIS PROCESS IS NOT FINISHED!
- Return to the Home menu or special side again.
- Select the Top-Up and Bill menu again, then select the Electronic Money option.
- Then tap on the Balance Enhancement button at the top right of the program.
- Attach the Mandiri e-money or BRI BRIZZI card that you just Top Up. Like when checking the balance earlier.
- Wait for a moment, until there is writing Success Fix Balance.
Now the process of topping up the electronic card balance using the new iPhone’s NFC is said to have been completed.
The balance of your electronic card should increase, the amount of the balance that you filled earlier.
How to Top Up an Electronic Card Using an iPhone’s NFC
The use of NFC in online banking applications such as Mandiri Online and BRImo BRI (which may apply to other online banking) specifically on iPhone devices is quite different from its use with Android.
To use NFC on iPhone for online banking, you must register with each account from the service provider of the online banking application. Next you must also log into your account in the online banking application.
Why so? It’s certainly the arguments for security and exclusivity that have so far represented Apple’s products. Using NFC iPhone via Mandiri Online and BRImo BRI
The NFC feature can not only be used to check balances and top up money balances on electronic cards. But it also has other benefits. For example, to scan (scan) various product authentication via iPhone.
Here are a number of applications that you can use to do NFC on iPhone:
- Decode – NFC Scanner
- GoToTags
- NFC TagWriter by NXP
- NFC for iPhone
- NFC Reader
- Next: How to transfer OVO and GoPay balances to DANA and top up DANA through other applications
NFC Scanner App and Product Authentication on iPhone
From the details above, we can all know that the iPhone can read NFC but with special details, namely NDEF, apart from that pattern, the iPhone cannot read NFC.
However, it seems quite satisfying. The problem is that the NFC pattern used by the iPhone can be used for Mandiri E-Money, BRI BRIZZI, and just added another one, namely BCA Flazz. In the future, other electronic card products will adapt and follow suit.
The final word
Those are the information and commands on how to use NFC on iPhone, starting from iOS 12, iOS 13, iOS 14, and so on. Great for checking balances or reloading e-cards, for various types of payments. Such as paying for public transportation tickets, paying toll fees, shopping at several shops that work differently and the same. Hope it helps and good luck.
