How to Top Up GoPay Balance via BCA at ATM, Internet and Mobile Banking – Technological developments have a lot of impact on people’s daily lives. One of them is payment systems and services. Everything is online and the practice of non-cash payments is becoming increasingly common.
The emergence of this new system was triggered by the presence of various digital wallet (e-wallet) platforms that offer various features and services that make it easier for users to make payments.
What is GoPay? Gopay is a modern virtual wallet that is used to store Gojek credit or more commonly referred to as Gojek balance. You can use Gopay to pay for various types of services in the Gojek application.
You can pay for all services from Gojek such as Gofood, Goride, Gocar and other services very simply using Gopay. But keep in mind that before making a payment, make sure you have filled in your Gopay balance first.
Then do you know how to top up your balance or to up? So this time, let’s discuss the advantages of using Gopay and how to top up Gopay that you can do easily. There are many ways, because Gojek has collaborated with various types of banks and companies to make it easier for consumers
Although this system has long been known in the world, for Indonesia the trend of using digital wallets and non-cash payments is still relatively new.
This is a positive trend, because everything is made more practical. Everything can be done only via a smartphone.
No need to carry cash everywhere as long as the digital wallet application is installed, you can make payments easily anytime anywhere.
GoPay Balance at a Glance
Digital payments are becoming increasingly popular in Indonesia. This is due to the development of technology and information systems that support digital transactions. Therefore, many companies also issue electronic money services, including Gojek.
Gojek’s financial service application is called GoPay. According to a recent study by iPrice and App Annie, GoPay is the most widely used electronic money or e-wallet in Indonesia in terms of monthly active users (MAU) and downloads. The study also found that GoPay is the first choice for 60% of new e-wallet users and also has the most organic users. This means that users use GoPay without getting cashback discounts or promotions. In line with the research results of iPrice and App Annie, a survey conducted by market research firm Ipsos showed in February 2022 that GoPay was chosen by the majority of consumers as much as 54% as a digital wallet that they would continue to use even without any promotions.
There are various ways to top up GoPay, starting from via minimarkets such as Alfamart or Alfamidi, through direct Gojek drivers, or through m-banking services provided by banks.
There are two types of GoPay accounts, namely regular GoPay accounts and GoPay Plus accounts. A regular GoPay account that has not been converted to GoPay Plus has a maximum balance limit of IDR 2,000,000. Meanwhile for GoPay Plus accounts, the maximum balance limit is IDR 10,000,000.
The maximum cumulative limit for GoPay balances from all transactions for regular GoPay and GoPay Plus accounts is IDR 20,000,000 per month. The limit will be reset automatically every 1st of every month.
Seeing the wide market share, GoPay continues to innovate to serve the community. To support the use of GoPay, the public can easily top up their GoPay balance in the following ways.
Here are various ways to top up GoPay through m-Banking summarized by Kompas.com:
How to Top Up GoPay via m-Banking
Bank customers can top up GoPay balances without having to leave the house if they have m-banking services.
So, like a real wallet, a digital wallet also needs to be filled in order to be used for transactions. Filling a digital wallet can be done by Top Up.
GoPay itself is very flexible in terms of top up, there are many methods that can be used. One of the most commonly used is top up through BCA Bank, either directly from an ATM or online using internet and mobile banking services.
However, there is an administrative fee that must be paid by the customer when filling up the GoPay balance via m-Banking, which is IDR 1,000.
GoPay Top Up Via M Banking independent
- Login to the Bank Mandiri m-Banking application
- Select Pay > Create New Payment > Multipayment > GoPay Customer
- Enter the mobile number registered with Gojek
- Enter the amount of the balance to be filled
- Follow the next steps to complete the transaction
- Minimum replenishment of GoPay balance at Mandiri IDR 15,000
GoPay Top Up Via M Banking BRI
- Login to BRI Mobile Banking
- Select REFILL > GoPay > TRANSACTION TYPE > 301341-CUSTOMER.
- Enter the mobile number registered in the Gojek application
- Enter the amount to be filled
- Enter PIN for verification
- Minimum replenishment of GoPay balance at BRI is IDR 10,000
GoPay Top Up Via M Banking BNI
- Open BNI Mobile Banking
- Select Purchase > GoPay Top Up > GoPay customer
- Enter the mobile number registered in the Gojek application
- Enter the balance amount
- Follow the next instructions until the transaction is complete
- Minimum replenishment of GoPay balance at BNI is IDR 10,000
How to Top Up GoPay BCA OneClick
Through BCA OneKlik, the process of topping up GoPay balances does not need to leave the Gojek application.
But before that, customers must register BCA OneKlik into the Gojek application.
Here’s how to register BCA OneKlik into the Gojek application:
- On the GoPay menu, select ‘Fill GoPay’
- Select ‘Add BCA debit card’
- Fill in your BCA debit card number and daily limit
- Select a mobile number to receive OTP (One Time Password)
- Enter the OTP code, then click ‘Add Card’
- Finished
Next, you can top up via OneKlik. Here are the steps:
- On the GoPay menu click ‘Fill GoPay’ or ‘Top up’
- On the Instant page, select the available GoPay balance, or enter the desired amount, then click ‘Continue’
- The application will show the details of the fee to be paid. Select the desired nominal, then click ‘Continue’
- On the confirmation page, select ‘Top Balance’
- Enter the ‘PIN code’ or you can also use the fingerprint or Face ID feature, so that your GoPay content process remains safe.
If you don’t know how to top up your GoPay e-wallet through BCA bank, then please see the full explanation below.
How to Top Up GoPay Balance at BCA Bank
As we know a bank must innovate in its various services to make customers feel at home and loyal to using their services.
Well, just like what BCA did, they don’t hesitate to facilitate customers who want to top up their balances to digital wallets, including GoPay.
The following are the methods and methods provided by BCA to top up GoPay.
1. How to Top Up GoPay Balance via ATM BCA
How to top up your GoPay balance via ATM BCA will incur an admin fee of IDR 1,000 and the minimum top up that can be done is IDR 10,000, the method is very easy, please follow these steps:
- Enter your BCA ATM card then enter your PIN.
- On the main menu, find and select OTHER TRANSACTIONS.
- Then select TRANSFER to continue.
- In the TRANSFER menu, select the GO TO BCA VIRTUAL ACCOUNT ACCOUNT option.
- You will be asked to enter the destination virtual account number. Please enter the Gojek company code combination (70001) and the mobile number registered in your GoPay account. Example: 70001089876789987
- In the next menu, enter the nominal balance you want to top up with GoPay.
- After that, just follow the next instructions to complete the process.
2. How to Top Up GOPAY Via M-Banking / M-BCA
How to top up GoPay via M-Banking BCA must be done via the M-BCA application which you can download on the play store or appstore.
The admin fee is still the same as the previous method, which is IDR 1,000 and the minimum is IDR 10,000. For the steps, please see below:
- Open the M-BCA Application and login.
- On the main page, click M-TRANSFER.
- Then find and select the BCA VIRTUAL ACCOUNT option
- You will be asked to fill in the destination account. Please enter the same combination, namely company code 70001 + registered mobile number in your GoPay account.
- Enter the nominal amount you want to top up into GoPay.
- Then just follow the next instructions to complete the GoPay top up process.
3. How to top up GOPAY via Internet Banking/CLICK BCA
OneKlik is a service from Bank BCA to make it easier for customers to make payments in an application directly from the related application.
Now for this method there is no minimum top up for GoPay balance, while the admin fee is IDR 1,000. The steps can be followed as follows:
- On the GoJek main page, on the GoPay menu, click ‘Top Up’
- Open the ‘Instant’ tab, then select or enter the nominal GoPay balance that you want to fill, then click ‘Continue’
- Select the BCA card you want to use or click ‘add new card’ if you haven’t registered your card, if you have clicked ‘Confirm & top up’
- You can verify by scanning your fingerprint if the settings have been activated, but if not, please enter your GoPay PIN
- Voila! You have successfully Top up. Please check the history page to see proof of top up.
So much information on how to top up your GOPAY balance at ATM BCA, M-Banking BCA and Internet Banking Klik BCA. thanks for reading
