Recommendations for OJK Official and Registered Online Loan Applications!
There are many cases of online loans, making some people careful to make loans. This of course resulted in download The most sought after official online loan application. Here are some applications that can be used, including:
1. Fast Rupiah
A secure online loan application that is widely recommended, one of which is Fast Rupiah. Having been registered with the OJK, this application is widely downloaded by most people, making it one of the most popular applications today.
Not only that, this application is also incorporated in AFPI along with Indodana and others. The installment period it offers even reaches 365 days. Provides the ideal time period for paying installments.
| Information | Fast Rupiah |
| Maximum Loan | 10 million |
| Flower | 24 percent per year |
| Number of Users | 10 million more |
| Evaluation | 4.3 of 5 |
Download the fast rupiah app here
2. My Cash
The next loan application that can be used to obtain some funds is Tunaiku. Users can download this official online loan application simply through smartphone. Allows any user to apply for funds from anywhere.
Because this one application provides a long enough loan period so it is in great demand. The given period is set from 6 to 20 months. The amount of the application value is also large, which is up to 20 million rupiah.
| Information | my cash |
| Flower | 2 to 5 percent |
| Maximum Loan | 20 million |
| Number of Users | 5 million more |
For the application, download here
3. Smart Credit
Similar to the Indodana application and others, Smart Credit has also been officially registered with the OJK. There is an annual interest offer that is less than 11 percent. Making it one of the applications with the lowest annual interest compared to its competitors.
| Information | Smart Credit |
| Flower | < 10 percent per year |
| Maximum Loan | 20 million |
| Company | Smart Credit Indonesia |
| Number of Users | 10 million more |
Based on the description above, it can be concluded that this application has been downloaded by more than 10 million people. Not only that, the interest given is also quite low, which is less than 20 percent. Making it one of the most popular applications. For the application, download here
4. JULO
For those who are pressed for funds, currently they can use JULO as their choice. It has been established since 2022, making this application popular in Indonesia. Moreover, the maximum loan offer is very tempting.
Users are given a maximum of 15 million with a minimum loan of 500 thousand rupiah. Not only that, users can also withdraw cashback when getting the lottery on every occasion. Making it one of the most attractive loan applications.
| Information | JULO |
| Company | PT JULO Financial Technology |
| Maximum Loan | 15 millions |
| Flower | 4 to 9 percent |
| Number of Users | 5 million more |
Download the application here
5. Indodana
Finally, an application that should not be missed is Indodana which always provides attractive offers to its users. Because the various services offered by the application. This can be seen from Paylater services, installments and others.
Having joined the AFPI makes it an official application that has been recognized and registered with the OJK. Similar to Kredivo, Indodana also provides 0 percent interest in a 3-month installment period. Plus the freedom to choose the repayment period.
| Information | Indodana |
| Company | PT Artha Dana Teknologi |
| Flower | 3 percent per month |
| Maximum Credit Limit | 25 million |
| Download Link | Download here |
Well, those are some official online loan application downloads that users can try. Make sure first download official online loan application before looking for other applications. Next, understand the terms and conditions that apply.
