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Terms of Opening the Latest BCA Account 2022 and its Types

Terms of Opening a BCA Account

There are at least 4 types of BCA savings that we will discuss this time. The requirements for opening a BCA account are different depending on what savings you use.

The four BCA savings are Stages BCA, Stages Expression, Student Savings and Stages Gold. First decide what type of savings you want to make, then find out the conditions for creating an account there.

Terms of Opening a BCA Account

Bank Central Asia Tbk or BCA is one of the largest private banks in Indonesia. Having an extensive network and good service, BCA bank also uses leading technology in the banking sector, and is one of the first private banks to use ATM technology as a convenience for its customers.

Terms of Opening a BCA Account Based on the Type of Savings You Use.

BCA Stages

There are 3 types of ATMs available for this account. Each type has its own facilities.

BCA Silver Passport

The cash withdrawal limit must be no more than 7 million for one transaction, while account transfers through ATMs are limited to 25 million. The monthly administration fee is 15,000 rupiah.

BCA Gold Passport

The transaction limit applied is 10 to 50 million, the shopping limit with an ATM is 50 million. The monthly administration fee is 17,000 rupiah.

BCA Platinum Passport

The transfer limit is even greater, which is 100 million. The limit for using a debit card for shopping is 100 million and the administrative fee per month is 20,000 rupiah.

The following are the requirements that you must follow to open a Tahapan BCA account.

  • Prospective customers can be individuals or from foundations
  • Fill out the Tahapan BCA account opening application form and sign it
  • Bring data containing your identity and NPWP
  • Bring IDR 500,000 for the initial deposit, the next deposit of IDR 50,000 (this deposit goes into your account)
  • Your average minimum balance per month is IDR 100,000
  • Minimum balance withheld IDR 50,000
  • Monthly administration fee according to the type of ATM you choose
  • The cost of making a card is IDR 15,000

Expression Stage

This type of savings is suitable for those of you who are young and contemporary. Because here you can design your ATM card according to your taste.

The following are the requirements for opening a Staged Express BCA account:

  • Minimum age of customer is more than 12 years
  • Complete the account opening form
  • Minimum initial deposit of IDR 50,000 and subsequent minimum deposit of IDR 50,000
  • If you are an individual customer, you cannot use a joint account
  • The minimum balance in the account is IDR 10,000
  • The fee for making an ATM card is IDR 25,000
  • Design your ATM card according to your taste
  • The Tahapan Expression account type does not use a passbook

Student Savings

This type of Student Savings Savings is more intended for students from the generation of PAUD, SD, SMP and SMA children. This savings account is specifically for children under the age of 17 who do not yet have an ID card.
This Student Savings ATM has a limit following the BCA Silver Passport.

Requirements for not a BCA Simpanan Pelajar account for under 12 years old:

  • Provide birth certificate and KK
  • Parent’s ID card
  • Student Card (if any)
  • Parent’s NPWP (if any)
  • Fill in the registration form data completely
  • The initial deposit is only IDR 5,000

Requirements for opening a BCA Simpanan Pelajar account for children over 17 years old:

  • Birth certificate and KK
  • Parent’s ID card
  • Student Card or certificate from school
  • Parent’s NPWP (if any)
  • Fill in the registration form data completely
  • Initial deposit IDR 5,000
  • Parent’s statement

Gold Stage

This savings is suitable for use by business people. He is able to increase the smooth running of the business in terms of finances.

The requirements for opening a BCA Gold Savings account are as follows:

  • Customers can be individuals or companies
  • Fill in the personal data of the account opening application
  • Bring an identity card, may be KTP, SIM or Passort and NPWP
  • Minimum initial deposit of IDR 10 million
  • The minimum balance on hold is IDR 50,000

Now, after understanding the requirements for opening a BCA account as above, now you can immediately come to the nearest BCA office, bring the requirements above and then fill out the form completely.