Mandiri Minimum Balance for All Types of ATM Cards 2022
Mandiri is a state-owned bank that is widely used by the people of Indonesia. Just like other banks, Mandiri also provides ATM card facilities that can be used to make transactions.
Likewise, Mandiri ATM card types are divided into several types based on their savings. And each type of savings has different conditions, as well as the minimum balance that must exist.
There are about 6 types of Bank Mandiri savings including Mandiri savings, Mandiri Hajj savings, Mandiri business savings, Tabunganku, Mandiri TKI savings and Mandiri foreign currency savings.
All of them have their own advantages and disadvantages and are specifically designed for certain people based on their needs.
Well, of course you are curious what is the minimum Mandiri balance for each type of savings? Let’s see below.
1. Mandiri Savings
One type of savings that is widely used by Mandiri customers is Savings. This type of savings provides several advantages for its customers where they can make deposits and withdrawals at all Mandiri branch offices.
As account holders, we will get facilities such as ATM cards that can be used in all ATM machines with the Visa/Plus/Visa Electron logo, ATMs with the logo, ATM Bersama, and ATMs with the LINK logo that we can find throughout Indonesia and abroad.
The minimum balance requirement for Mandiri Tabungan at ATM is Rp. 100,000.
2. My savings
One of the types of Mandiri savings that invites people to save at the bank. Various facilities are offered starting from the process of opening a Tabunganku account which is only enough with an initial deposit of Rp. 20,000 only then for the next deposit is enough only Rp. 10,000 only.
Meanwhile, the minimum Mandiri Tabunganku balance at an ATM is Rp. 20,000 only.
3. Business Savings
From the name, we certainly know that this type of savings is specifically for business people or entrepreneurs. Customers are provided with several facilities that make it easy for transactions such as e-banking which includes Mobile Banking, Mandiri Internet Banking and Mandiri debit ATM cards.
For Mandiri business savings, the minimum balance is Rp. 10,000, while the minimum balance at the end of the month is Rp. 10,000,000.
4. Hajj Savings
This type of savings is intended for customers who want to go on a pilgrimage by saving before finally getting a hajj quota. It is suitable for those of you who want to pay in installments so that they can perform the pilgrimage.
Making a Hajj savings account can be done at all Mandiri bank branches. Deposits can be made directly (in cash) or through the book transfer facility using Mandiri E-Banking.
In addition, you can also take advantage of the auto-debit facility from a savings account to a Hajj or Umrah savings account. It’s very easy and you can get all that for free.
The minimum balance for Mandiri haji savings is IDR 100,000.
5. Independent Foreign Currency Savings
This type of savings is intended for customers who want to save money in foreign currencies. Some examples of foreign currencies that can be stored are US Dollars, Singapore Dollars, Euoro and several other foreign currencies.
If you are smart in terms of money analysis, it will certainly suit this type of savings where when the rupiah starts to weaken that’s where we can withdraw money in the form of our foreign currency so that the value will be greater than the value at the time of exchange.
This type of foreign exchange (foreign exchange) savings account has a minimum balance requirement of 100$ USD (US Dollar) and SGD 200 (Singapore Dollar).
6. TKI Savings
Mandiri also provides a type of savings that is specifically for TKI (Indonesian Workers) who are abroad to save in rupiah.
This makes it very easy for customers to remember that if we have to send salaries directly from TKI to Indonesia, it costs a lot of money, but with this TKI savings from Mandiri, we can save it first and withdraw it when we return to Indonesia or send it by transfer from Mandiri to Mandiri. or to another bank.
The minimum balance requirement for this type of Mandiri TKI savings is Rp. 10,000.
Also read: Minimum Self Transfer
That’s some information about the minimum Mandiri balance that must be in savings and we can’t take it at an ATM. Make sure every time you make a transaction, you must know how much balance is in your savings, if it is below the minimum balance, the transaction cannot be done, aka cancelled.
